Juanitad,
Thank you so much for this information!

I'm sorry to hear about your insurance predicament and pray that you'll be approved for SSDI before your insurance runs out. Are you in your first round of appeal? I know all too well how frustrating the Social Security Disablility process can be so if you ever want to chat about it, please feel free to post or private message me.
Now that the shock of what has happened has sunk in, I'm realizing as well as remembering that there are others who situations are far worse than mine. I guess I've been spoiled to excellent insurance coverage for so many years that I began to panic at the thought of being responsible for paying so much money out of pocket. I just need to do a lot of research before the week is up and make sure I get the best coverage out there that won't bankrupt us.
I'm adding the phone numbers you gave me to my list of calls for tomorrow morning.
Good Luck with your SSDI claim
Shari