HI Shari - sorry to hear about your husband's job loss. This is certainly a tough economy.

What about COBRA? That allows you to extend existing coverage on a month by month basis for a period of time (I can never remember if its 12 months or longer). It's quite expensive, but may be something that would be worth considering if you and family need a short term bridge while investigating other options.

Hope things work out for you and your family in a very short time.