Welcome to NT! You've found the perfect place for support and understanding. I'm so sorry about these tragedies you've had. You are a true survivor, in every sense of the word.

There are so many forums here full of caring people.
In the main menu, scroll down thru the list and pop in anywhere, support forums of all types, and if you scroll down about halfway you'll find the health related topics.

Regarding the insurance, (I'm faced with this issue also!) you might check in with the SSI forum, here's the link to get you there
http://neurotalk.psychcentral.com/forum28.html
not saying you're 'disabled' so to speak, but there is some very good input there regarding how to get aide.

It's great to have you!

Rae