I heard from the pharmacy which is filling my DH's order for the compound cream. They said we have a $15 copay which is standard for our insurance and they are shipping the cream with a bill enclosed for the copay only so this sounds encouraging. They are out of state for us and they are shipping UPS. I'm so glad that the Doctor did know what he was talking about. This is good news for us and that copay is a generic copay, FWIW.