Rrae, I would have given you this link earlier, but was at work and using my Kindle and it was too hard (I don't want them knowing my personal health business, so don't come here on their network):

http://www.healthcare.gov/law/resour...eexisting.html

There is also a type of insurance available now that people with pre-existing conditions can get, which looks like it would be a little less expensive than the premium you're looking at now:

http://www.healthcare.gov/law/featur....html#benefits

Hope this helps.