Member
|
|
Join Date: Sep 2008
Posts: 686
|
|
Member
Join Date: Sep 2008
Posts: 686
|
Random thoughts. I have re-read some of your other posts as well.
Since you are age 60, in two years you should be able to get reduced retirement Social Security benefits if you have 10 years of work in your lifetime. Not the same as unreduced Social Security disability benefits that you are trying to get now, but it is something. You won't have Medicare until age 65 and the reduction for receiving retirement benefits at age 62 is permanent. Otherwise, you'd have to wait to file a retirement claim at age 66 and it doesn't sound like that is what might be in your best interest.
Since you are age 60, my previous suggestion about working for 5 years to get currently insured for SSDI doesn't make much sense either since at age 65 you could get Medicare. The only benefit would be you could then qualify for unreduced SSDI. That would help you only after age 65.
If you are widowed or a surviving divorce spouse who had a 10 year marriage, it is possible to file for widow(er)'s benefits at age 60.
I also agree that it is not necessarily a good decision to get rid of an income producing asset in order to qualify for public assistance. It is possible that you could be found not disabled for SSI. Maybe unlikely with your age and limited education and job history (since you have been on SSI for a number of years, I assume you did not work that much recently).
It would also be possible to sell your non-home property and put all the money from that into a home that you own outright. That would be fully excluded from resources. Any one car used for transportation (regardless of value), $1500 in burial funds (designated and separately identifiable), burial space items, household goods - all excludable from the $2000 resource limit. But if getting back on SSI and getting on Medi-Cal is not what you, then I guess you should ignore this paragraph.
Finding the paper evidence that you need to substantiate your disability before your date last insured doesn't seem to be working really well. Having someone testify that he took you to a doctor in some past year doesn't really prove that you were disabled at that time. And if these doctors/counselors didn't keep good written notes, it would even be hard for them to testify about your state of mind as of any given day.
You haven't stated your diagnosis, but since you want a counselor's notes, I am assuming it is something psychiatric in nature. Could be wrong and if so, I apologize. I don't really have any advice to help you get what you want.
|