Quote:
Originally Posted by Pokeno
Hi All:
After getting Long Term Disability (LTD) Benefits from Prudential for a year, They stopped by benefits due to my not being able to see my Neurologist since Sept. They didn't take into account problems related to my neck injury, which was the orginial reason I got LTD benefits in the first place.
Does anyone know a good LTD attorney to appeal Prudential's denial? I would also like to hear everyone's experience with LTD attorneys, both good and bad. I would like to know what attorneys to avoid as well as knowing good attorneys.
I have talked to a couple of attorneys, but they want on average $5,000.00 plus to appeal the denial. I am willing to pay, if they have good track records for getting people's benefits restored.
I also get SSDI benefits, so I have a good chance of getting my LTD benefits restored, if I have a good attorney.
It doesn't matter where the attorney is located, due to the nature of LTD policies.
Any and all information is greatly appreciated.
Pokeno
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My husband just started on LTD. They state first year disability is based on if "you are not able to do your current job". The second year states "you are not able to do ANY job". That is how most folks get denied after the first year.
Not sure the legal language for Prudential, but you should check their guidelines for considering someone disabled.
Husband got a denial for SSDI today; our first try. Our LTD carrier did say if he got denied to call them and they will provide a lawyer for free. So guess that is our next step.