My lawyer is trying to get my auto insurance to cover bills and loss of wages for now, but it's a long stretch since I wasn't driving at the time, but leaving my car. The accident happened in a school parking lot, and I believe there are two of us suing for a slip and fall on the ice from the same day. Their insurance is good, so I'm not worried. We have a free healthcare system in Canada, so I don't pay for anything except my drugs and vision care, but those are reimbursed through my husbands work medical insurance.

I cannot imagine trying to make my way through this without insurance, or free medical care... The settlement I'll get at the end will cover loss of wages and suffering.... And I won't need to use it to pay off medical bills, which makes me happy.... but again, how DO you quantify losses? I've only been at this for 12 weeks.... I hope that by September I'll be mostly recovered.... but who knows... I've been unable to do all the things that I enjoy in life for the most part, plus this has messed with our fertility treatments... because my hormones are off, I'm not doing treatments this month! How do you put a price tag on that? I'm not sure you do. Also, I was 100 hours away from qualifying for EI (maybe UI for you guys). I now will no longer get MAternity leave pay if I DO get PG, and since my work is seasonal, I won't get paid for not working this summer. And lastly, here in Ontario, if you get employment insurance, you can apply to have EI pay for you to go back to school, or you can get regular premiums while in university if you can prove that you are available to work full time while doing school.... Just the payments for school alone is worth about 30 grand! It's frustrating.... I'm still going to school, but now I have to pay for it on my own, with no income, and wait for an insurance settlement which will hopefully take all these factors into account.