I have been waiting 2+ years and now I am waiting for my ALJ hearing and things are finally looking good. But I was thinking yesterday that I have actually been out of work for 3 years. So that is 3 years with zero income for SS to add to the calculation that figures the monthly award. Is that correct? They will use the zero years plus the working years for calculating the amount, right? So the longer we wait the more it will effect our income.

Sincerely frustrated,
Nancy