I feel for all of you. You can't change the rules on people when they started with a different set of rules. You can change it for new hires. but not existing contributors or retirees. My company is no longer matching 3%. They wil start on 7/1 matching 1.5% up to 6% of contributions to 401K. It doesn't affect me cause tomorrow is my last day. I've been downsized.