The way it works for me and health insurance is: I had the choice of keeping what I had, or going without. I had to keep it. So I pay full price of what my district pays per person. We have over 15,000 employees, it works out to around $600 a month, for just me. Then I drop another 150 at Walgreens. Then there is what is called an insurance subsidy. You get a $5 credit per year of service up to $150.

They deduct the amount before they cut the check. There is very little left. This is what King Ricky is messing with for Florida public servants. Some days I want to run away to Canada, but it snows there.