I read the post about all the claims made. It is true. My son now pays into a system he knows for sure, absolutely sure, that in his day, he will not get any benefits at all, and that retirement may never happen. Part of my sons depression is over this issue. He is 40 doing all he can to save privately, and he doesn't feel he stands a chance. He has me on dissabiltiy and tries to help me, paying for dental, or the 20% that I have to pay for medicare to those doctors not taking medicaid. I don't get enough to take care of myself, and I feel like I am a burden to all around me. There are not many solutions to any of our issues, regarding benefits. There are no solutions for the future of our children. The current baby boomer generation is in terrible trouble, and all those after us. I pray alot for the folks on this site. I know the pain of not having any money to pay for anything that you need to survive. Janke I don't know what the answer is, only questions and trying to keep one step ahead of ruin myself. Truely after working 30 some years, I had hoped sincerely, that I had done enough. Evidently I didn't work hard enough, nor pay into the system enough in that time. At this point just asking questions about what all of us caught in the web can do. Keep in touch Janke, and don't ever give up trying. ginnie