The same thing that happens to your car insurance premiums if you don't have an accident. The same thing that happens to your homeowner's insurance premiums if you don't have a house fire.

Social Security is not a savings account even though the word 'trust fund' is used.

The taxes paid by today's workers are being used to pay today's benefits. The ability to pay tomorrow's benefits will be based on the ability to collect taxes from tomorrow's workers. Another reason to ease up the immigration laws for younger people. The influx of young immigrants will create the taxpayers who will pay tomorrow's benefits. Well, if there are jobs...