Your ins won't cover anything related to this, or just the surgery??
Can you appeal that or find a work around, I think most hospitals have a patient representative or someone that helps with things like this??

Some members in the past have contacted their senator or representative about non /ins issues.


Maybe a pain pump or SCS?? Those are spendy too, and ins usually requires an approval process.
http://neurotalk.psychcentral.com/forum118.html

What kind of surgery was the dr suggesting?