I'm trying to write this my memory instead of checking my Medicare Advantage card, which is different than just Medicare. My family doctor I pay #25 and a specialist I believe is $40. It's just according to what your helth care needs as to whether Medicare only is better than a Mdicare advantage program. Both my Mom and I got the Medicare advantage plan. It suited me very well. It was terrible for my Mom. Most of my charges arew for medicine. I normally see my family doc once a year and mny neuro once a year. I don't need that many labs or xrays. But my Mom had numerous medical needs, lots of doctor visits, lots of xrays and labs. So she paid a huge out of pocket. Our insurance agent got Mom to drop the Advantage Plan and just go with Medicare. She already had A and B. It helped immensley. So it's acording to what kind of health care you need. Advantage plan is geared towards staying healthy, medicare only is to take care of older sicker people.

This year may be a whole new story for me. I've had a lot of other issues, not MS related and I've to pay a lot of co pays. But I will take them off my taxes.