The fine print is always the deciding factor. caid has many different parts in this state , as we have healthy NY. and those are all different caid contracts and you must fall into certain criteria for each different one. I was caid covered through private carrier. pre-existing is the case. but Im on comp as well... it is illegay here to bill out to private insurance when a "pre-existing" case is covered by , comp- no fault, or other liability insurance such as home owners, or even if a law suit has been filed. but I have received info from RSDSA.. i suggest that ginnie get the list from them.. it has a book load of info on perscription help.. still working on medical offset though.. I am trying a couple of avenues and also await a call back from my atty,s