I live in Florida, and at least for another month the water will be warm enough. There are 5 stables that do this down here. No saddle, you go bare back, no helmet, etc. I was in deep water when I slid off, no kidding, this was a great experience. If you can do it, in a local lake etc in Canada, you won't regret the ride. I did this in Missouri back when I was riding. The Stable for "Sam" had a farm pond. We plunged right in during the summer months. I had not done this since I was 45. I hope you get better Starr, and that the PCS goes away, and allows you to have those fun experiences again. I never thought I would be able to do this again. Get well. ginnie