Bretd ~ You don't NEED MONEY to get your SSD -- Hire an attorney ON CONTINGENCY. That means you don't pay him ANYTHING -- he gets his fee from your back pay -- meaning when you get your award of SSD, he takes his fee from your award. He can't get more than 25%. So hire a SSD attorney -- an attorney that specializes in Social Security. You don't have to pay ONE RED CENT. Didn't anyone tell you about this?? Someone SHOULD HAVE.
You could have had your SSD by now, darn it.
So get started -- make an appointment with an attorney that specializes in this. Take all your stuff that you have. Everything you have regarding this, including denials that you've gotten. The atty. will get everything else he needs himself.
Best of luck! I'm sure you'll win with an attorney! Hugs, Lee