kaji,

Check with Blue Cross/Blue Shield. They should have health insurance for a 27 year old that is quite affordable compared to $550. Cobra is usually the most expensive plan.

Did you stop the 200mgs of Luvox all at once? When did you stop it?

What are you taking the clonazepam for? It is a miserable drug. been there, done that.

Your father's insurance for you would usually have cost extra. ObamaCare does not mandate the insurance company cover adult children for free. Maybe he can help you with you own health care plan with the same amount it was costing to insure you on his plan.

Does your University offer a health plan? Many do.