Thanks for the replies!

My doctor completed the paperwork for me to go on short-term disability first (6 months) and then it would transition over to long-term disability. I understand that once it transitions over to LTD, they will work with me on applying for SSD. If SSD is less than the 60% I would received from the LTD carrier, then they would subsidize the difference.

We supplied the disability insurance carrier with the required forms, dr records and FCE and they denied the claim. They said that the FCE states that I can do sedentary work and the medical records do not indicated anything otherwise. My medical records all indicate RSD/CRPS in all four extremities and face. I have it in my face, both hands, shoulders and left arm, left leg and both feet. I do financial and HR work, it involves using my hands all day everyday! I can't just sit at my desk all day doing nothing...ugh!!

Finz - I am going to go through the FCE again and I will send you a PM if that's ok.

Thanks again!
Nanc