My experience with social security disability was that I first hired a good attorney who had experience with the process since I've been told that most of the time you are denied the first time you apply. I did not have employment insurance or disability benefits.

Getting disability depends on proof that you can no longer work, and you must have earned 6 to 20 credits in the 3 to 10 years before you become disabled (one credit equals $11.20 of wages) because what you are actually applying for are early social security benefits and you had to have paid FICA taxes. To prove that you can no longer work you have to have a doctor's written statement that you are disabled. My attorney had a form for my neuro to fill out and he sent that to the SS administration with a letter stating that there was no question that I was eligible. The SS administration will determine whether you have to prove again that you are elible in three or seven years depending on you disability. Luckily I don't have to prove again for seven years.

After I received SS disability, I was basicly forced to be on medicare. I wasn't happy about that but my private insurance premiums were going through the roof but medicare truly limits the doctors you can see.

Hope this helps.

Southern Bell