My doctor is trying to get me into to see a phyciatrist for my depression, its hard to find somone who will take our ins. and then they have to have a opening. This effexor is not working at all. The money issues are so severe, I will have to sell my truck. We need to come up with $1,300.00 before the first of next month or we will go into forclosure. Our local DHS office won't help unless we are in forclosure.We tryed to get a loan modifacation, but they say we have to much coming in. We have $1,400.00 coming in per month and $2,000.00 going out. but they use gross not net, they don't include $100.00 per week for health care, and another $100.00 per week for the bankrupcy. I don't understand. I thank God for the Salvation Army who helped us with our elc. bill, and I pray can help with propane to heat our house. I need to get a good night sleep with no back pain, and terrible thoughts in my head. I am almost ready to go into the hospital and say lock me up until you can help me.