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Member
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Join Date: Feb 2013
Location: Salt Lake City, Utah
Posts: 520
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Member
Join Date: Feb 2013
Location: Salt Lake City, Utah
Posts: 520
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Disability insurance
Are you talking about a private disability policy or one that is through an employer? In Utah they have two types a short term disability and a long term disability plan. Neither of these would pay you for life like the government disability and social security. These private plans are made for like a police officer who might get injured in his line of work. The insurance company would pay for the determined amount of weeks that the policy specifies a percentage of the employees income. Then after they have paid their limit that is it. If the person can still not work he has to apply for government disability. I do not think they sell private disability plans you have to be offered these plans through an employer. Things could be different in California though. Hope this helps.
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Brain patch.
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Had MVA in 2006 resulting in post concussive syndrome manifested by cognitive impairment, chronic pain/ fatigue. Chronic pain of head, neck, back, left leg.
Other problems include REM sleep behavior disorder, nocturnal frontal lobe epilepsy, chronic migraines associated with nausea/vertigo, episodes of passing out, hypoglycemia, liver dysfunction (had accidental overdose of acetaminophen in 2009) had liver and kidney failure, hernia, degenerative disc disease with compression of nerve root, PTSD, and other problems associated with functioning problems from traumatic brain injury (light, sound sensitive, easily overloaded, easily distracted, cannot focus, anxiety problems etc.)
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