You suggested things such as running up credit cards, which I wouldn't be able to pay back. And seem to think that is a good viable option? As far as the "hypersensitivity", it's not. You said, multiple times that was a "lack" of financial planning. Which I explain there is not. Yet you seemed determined to insist there was, that's not being hypersensitive. That's not being hypersensitive, that is telling you I already AM doing everything I can. Which you probably don;t realize. And maybe I wouldn't be some-what sensitive if you would STOP insist thing I'm not doing everything I can. It is very insulting, maybe you didn't mean it that way, but it is. So STOP.