Dear Donna,

thanks for posting that. It answered a lot of questions even though it would have been hard for me to interpret without a bit of research.

Majo on the other hand is already well-versed in these things....
Pity you can't bring Majo to your appointment Donna...
really sorry you have so SOOO much going on... in the whole family. talk about when it rains.

(((( hugs ))))

~ waves ~