We have direct deposit. Our situation is different because we have LTD insurance and they get the back pay(and they pay the lawyer out of back-pay). Plus it only took only 10 days to get the decision.

So no big deposit for us.....

The only thing I need to check on is if they get the back pay for just long term insurance coverage period or if they get it all the way back to when he was on short term before going directly to Long Term. Which is the date the Judge awarded husband(when short term started which was date of his surgery).

The other thing, I just checked the SSA site for status on Friday and it said no decision had been made. But today, got a letter. So the site was not updated.