Husband went to the bank and called me...said wow, we had a huge deposit made to our account.

So it seems SS did pay us directly. I thought, they would send check to LTD.

We did find out that what LTD gets in back pay is the amount SSDI would pay us monthly not the entire amount LTD has paid us(which includes the dollars to make us whole at 60% of husbands pay).

We will get some of the money,but big chunk goes to LTD carrier.