No, my son was found disabled by the administrative judge in an appeal, that's why it took so long. It's SSDI and the rules are different. The dedicated account is kind of a headache.
My original question was, has anyone heard of time limit to spend the money for dedicated accounts lump sums, or can you let it sit there accruing interest (this is a SSDI dedicated account specific with me as rep payee for my son)