What about the insurance coverage from the guy that hit you??

You might need a really good atty to work thru the combination of possible coverage, to get advise on a claim like this.
Wouldn't there be the work comp , the at fault guys in,s and the ins on the truck you were driving??

I've read that some injuries do not show up right away, like whiplash, soft tissue, etc, so a lapse in time is not a deal breaker, but you need a really good drs, and atty to prove these things.