Ginnie,
I really appreciate your concern. I will make sure I have a lawyer experienced in this area. I have done some research myself and know the right questions to ask. The weird thing is that all the articles assume the trust isfor a disabled child or aging parent, as if no disabled person ever worked hard and invested their own money. I saved this money to create a safety net and aloow me to expand my life when my disease progressed. But it has progressed much faster and attacked parts of my body I did not expect. So I am trying to make the best of a difficult situation. I am the youngest child and did not have kids because my disease is hereditary. So there's no one able to help me on a regular basis.
I am too independent and stubborn to go to a home. I don't want others making decisions for me. I am still able to do most things, though it is much harder and I feel sicker. I will probably need a PCA or similar helper, though it would really be a matter of following me around and getting what I need at the time. But I don't need nursing. And I don't want to have to spend my last dime in order to get the help I need.
I learned today that there is a waiting list for the rehab program. And an evaluation has to be done before any treatment begins. But I do get the impression they will be focusing on quality of life issues. Most doctors just tell me my symptoms are caused by my nervous system (like this is news to me) and they have no treatment.
Your situation sounds awful. Having 9 surgeries and ending up broke is more than anyone should bear. I hope you at least have reached a stable level physically. I am hoping I can connect with other disabled folks here and offer ideas when I can.
---- Joe ----
Quote:
Originally Posted by ginnie
Hello, and welcome to Neuro Talk. I am sorry to hear how hard things have become for you. You do need help, and there has to be some service offerered in your community.
I have to say something about a trust. My parents set up a trust for me with a lawyer, as they knew I was sick. Unfortunately the lawyer didn't have knowledge of medicare/medicaid law. No matter what the trust said in regard to not spending my trust for medical issues, the state forced me to spend it before I was given any help at all. My parents should have given all resources to my son, outright with no trust involved at all. I had 9 surgeries that effectively brought me into poverty, with medical bills. What two generations saved for was gone, and I was heartbroken. My own finances, my own earthly earnings were in the trust too.
Please make sure if you do the trust, your lawyer has adequate knowledge of the laws involved.
Neuro Talk, will help support you emotionally. I will be here to listen anytime.
My son is a OPT, and works in an assisted living home. I hope you do all you can to try not to have to go into one. However, that is not always bad, depending on the facility. The one my son works in is awsome, and so is the staff. He sees alot of people, that learn more skills, and then get to return home. I wish you all the best, and I will keep you in my thoughts and prayers. ginnie  |