If you believe that going to school will help you in a career moving forward, and you think that you are cognatively ready for the work required to be successful in the academic program I'd say great. However is sounds as if you have doubts about your ability to successfully complete a program of study. If this is the case I'd suggest thinking long and hard about taking school loans out. School loans will stay with you until they are paid off; they are not dischargeable in bankruptcy. Going into debt after using up savings may only make matters worse. If you don't think you are ready for the rigors of school I'd suggest continuing to pursue other options.