I've been a stay at home mom for the most part but have worked outside of the home here and there.

Back in 2000 I was diagnosed with two separate conditions, both that could have put me on SSD but I didn't think of going on it at that time.

I managed to work for 2 1/2 years until 1 of my conditions really got bad (heart) and nearly passing out in bathroom at work isn't the best thing to do, from 2009-2011. So I applied for SSD, was told how many credits I needed and I knew I had that many from the SS paper that is sent out. Imagine my surprise when I was told that most of my credits were expired for SSD but not for SS when I turn 67.

I doubt that with my problems I make it to 67. Even though I've been a dependent on my husband's paycheck and filed income tax with him for over 30 years that doesn't help me either.

The kicker? If he files and gets SSD, I'll get half of what he gets whether we're still married or not as long as I'm not remarried.

"Even if we're not married as long as I'm not remarried". Now how is that fair and why am I punished for staying home cooking, cleaning, raising kids and taking care of my family/home 24/7? If my husband didn't pay his taxes they'd come after ME also as long as my name was on his returns.

How crazy this can be.