Dear Ginnie,

I will say prayers for you and your beautiful home.

I am glad you have the carpenter house-mate. In the worst of scenarios, he could whip up a lean-to for you guys from a fallen palm! I should not joke about these things. It's just nice that he could help out not only with recovery expenses since he's employed, but also directly with fixup in the case of some minor or even moderate storm damage.

Take care. I don't want to say you should or should not do something, but I would real happy to see you hang onto it.

waves