I somewhat disagree with everybody else. I say this as I had been in a similar boat - rapidly got worse, ability to speak/think/eat/move, and no insurance or fat pocketbook.

While a hospital does have to treat you, they do not have to alleviate you of the financial responsibility for that care.

Medicare is a long and often drawn-out process. Medicaid may be an option - the key is a diagnosis & letter from your doctor stating you are "fully and totally disabled". Having medicare or SSDI is deemed equivalent to being classified as disabled - but it is not the only way to be considered disabled adult. Be aware the qualifying factors for medicaid are a bit different in each State. Usually they will consider and cover (if approved for medicaid) any medical related expenses from 3 months prior to the medicaid approval. Not sure how long it may be for you untill you get Medicare but this may be an option?

Dysphagia can be MS caused. Neurogenic dysphagia or neuro-esophagial dysfunction can be MS related - but may be due to other causes/reasons. The tests determine the disfunction & cause - but don't traditionally "fix" the issue of swallowing & choking. A speech therapist may be able to teach you some coping tricks. I suggest searching online for SLP dysphagia exercises or tips. I for example have to sit stock upright with a pillow behind my back, eat slowly and small bites, have to hold my chin a certain way to swallow with less chocking, etc

If it were me and my spouse would be jointly financially impacted AND the medical charges wouldn't fix me, then I would say "Thanks, but not until I can afford this". *this would not apply if the hospital and doctors are agree to provide charitable/indigent care* Please note that this is my personal opinion and you should probably consider it like a grain of salt - because I am not you-

A big hug & blessings to you - I wish I had a magic pill for you that would make everything better! {make that a magic shot, since it's tough to get a pill down without choking... }