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Old 05-29-2007, 10:34 AM #1
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Trig The high cost of living

Possible trigger, money and finances...








As we're getting ready to move I can't help but to feel a little depressed about how much it's going to cost to move and how much things cost in general. On a fixed income it's so hard to meet ends with the cost of gas climbing with no end in sight. I wish I could just turn off the sadness I feel about this but I can't. How do you deal with the ever increasing high cost of living? I swear it seems like I am always borrowing from tomorrow you know?

I wish I could forsee how expensive or reasonable the new place is going to be but we have no real way to gauge it yet as we're still not quite there. I am not crying about it or anything, but it's definitely getting me down...I already buy meats when they are reduced, and I buy generic everything I can, but I wish I had more money so we could add to our barely there savings so we could get the car fixed sooner. I hate that ten dollars only gets you just about 3 gallons of gas these days, I remember when ten bucks was half a tank.
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Old 05-29-2007, 11:15 AM #2
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You are right Pamster.
It is very expensive to live these days.
Food costs are tremendous if you want to eat well.
Fruits and vegatables are so expensive.
WE never get enough of the right foods...that is why I take multivitamins.
Things like insurances are very high here.
WE are in the process of switching agents/companies...huge difference in prices.
I think we will save about $100 a month by switching our car and homeowners. Have you ever shopped around for prices?
(((HUGS)))
bizi
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150mg of lamictal 2x a day
haldol 5mg 2x a day
1mg of cogentin 2x a day
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I will not give up in this weight loss journey, nor this need to be AF. 3-19-13=156, 6-7-13=139, 8-19-13=149, 11-12-13=140, 6-28-14=157, 7-24-14=149, 9-24-14=144, 1-12-15=164, 2-28-15=149, 4-21-15=143, 6-26-15=138.5, 7-22-15=146, 8-24-15=151, 9-15-15=145, 11-1-15=137, 11-29-15=143, 1-4-16=152, 1-26-16=144, 2-24-16=150, 8-15-16=163, 1-4-17=169, 9-20-17=174, 11-17-17=185.6, 3-22-18=167.9, 8-31-18= 176.3, 3-6-19=190.8 5-30-20=176, 1-4-21=202, 10-4-21= 200.8,12-10-21=186, 3-26-22=180.3, 7-30-22=188, 10-15-22=180.9,
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Old 05-29-2007, 11:18 AM #3
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I get the cheapest on everything I can find from car insurance to food. Yet it always seems like we're having to borrow from tomorrow. It's so hard to make it with gas and food costs skyrocketing. I wish there was more we could do besides making sure we don't waste power or water.

Thanks for the hug bizi.
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Old 05-29-2007, 12:17 PM #4
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"borrow from tomorrow"
I like that quote......
Todd and I are also on the verge of moving as well....just 100 feet away to another part of the complex but it is more money a month because of the bigger apartment but a bonus is we don't have to pay electric because it is included and every appliance is electric. It seems like the moment we feel as if we get ahead, some bill or other comes in the mail and sets us back.
Sometimes I feel so useless because my income is so limited and the weight is on Todd to pull in the money. This is partially why I am thinking of going back to work.
We need new living room furnature too don't know what backside I am going to pull that money from.
Sigh......freedom ain't free....that's the truth!
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Old 05-29-2007, 12:42 PM #5
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It's a term I got from my Mother but I think it's true because I end up spending my entire income on neccessities and still end up with more that we need then we've got funds to cover. It's so depressing to not have any real savings account to speak of. I hope you can get through the move okay Wendy, I know how stressed I am over this move, but it's almost done with, we've got a lot to get done yet but still I am ready to just fall in bed and sleep until it's over.
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Old 05-29-2007, 04:14 PM #6
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Oh man major anxiety attack! I almost forgot the gas deposit! I am sitting here freaking out trying to regain my calm because I remembered it in time, I am going tomorrow to the new place and will leave a check with the manager for the gas to be turned on with, but DAMN! I nearly forgot it! *sob* I feel so darn incompetent. This is all so stressful, I am so worried about the gas as it is how could I forget that I needed to get a check to them?
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Old 01-18-2008, 07:33 PM #7
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Default Fixed Income

I haven't learned how to make a new post or thread, yet. Today I got a bill from a water therapy rehabilitation that I took for one month; three 1 hour sessions a week. All my Medicare Advantage paid on it was $200; and all Medicare paid was $61.00. I owe $611. I dread seeing what my gastric tests and appointments will be after Medicare and insurance pays their part. I am on social security with just enough income to stop me from being eligible for state help; but not enough to cover the excess bill. I have no savings; and am unable to work due to Fybro, Arthritis, Barret's Disease, and Diabetes. Until Sept. I had no Medicare or Insurance and just suffered unless I felt like I was dying. Now I am thinking I must go back to just not going to the doctor and suffering. What do others do in this situation? Normally I am very positive and upbeat. I prefer to pay my bills and be responsible. Are we who are on fixed incomes and dependent on Medicare and supplements supposed to become deadbeats because we can't pay our bills. Hopefully the new Presidential Administration we vote in this year will have an answer for those like me and others in like situations.

May the Blessings Be;
Lynda
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Old 01-18-2008, 08:04 PM #8
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Do you have medicaid? That should pick up when Medicare doesn't. Welcome to the board Lynda, I am so sorry things are looking down for you finanicially, I definitely understand, this place we moved into that this thread was posted about just jacked our rent up by fifty bucks with NO concern for the lease we signed that doesn't end until June 1st. Anyway, just wanted to post and say my heart goes out to you. Hang in there, if you don't get medicaid yet you should see about it.
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Old 01-21-2008, 12:09 AM #9
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No, Pamster; I am getting a few dollars too much SS to be qualified for Medicaid. I've been toying with the idea of asking that my SS be lowered. Even though the money would be less; having Medical and prescriptions paid for would more than make up for the cut. I can relate to the price hike where you live. I live at a Senior Community that bases the rent on income. In January the rent was raised and I have only been here since last August. Seems evywhere we turn prices are rising and the belts are tightening. Seems we are all in the same boat; so something will break when so many peop are effected. Good luck. May The Blessings Be. Lynda




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Originally Posted by Pamster View Post
Do you have medicaid? That should pick up when Medicare doesn't. Welcome to the board Lynda, I am so sorry things are looking down for you finanicially, I definitely understand, this place we moved into that this thread was posted about just jacked our rent up by fifty bucks with NO concern for the lease we signed that doesn't end until June 1st. Anyway, just wanted to post and say my heart goes out to you. Hang in there, if you don't get medicaid yet you should see about it.
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Old 01-21-2008, 06:36 PM #10
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Tuani

If you haven't gone back and filed for medicaid, since your rent was
raised try that. I'm not sure if it makes a difference. But see if it
does.

Also see if there is anything else they can take into account to make
the amount go down for you. See if you can find a person that can
act as a advocate for insurance for you. THere are such people,
But I'm afraid I don't know where in your state or area.

I'd be glad if you would trust us here in this room to help you with the information, to try and locate the people

Donna
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