We also answered no to all but one default... the last one about sending messages about crashes.

I also denied the 4 operating ones... no one is messing with my photos anymore. Getting used to the Win 7 format was bad enough for me. sigh.

Win 10 so far (knock on wood) is okay. I only had to reinstall one program, my graphics. Good thing I still have the CD

My scrollbar seems to work better. And I didn't have any problems with screensaver or startup page graphics like hubby did on his laptop. This computer is just over a year old, and may be configured differently. All of our machines are Dells. Hubby did lose his task bar... on the laptops, but I did not on this desktop.

I can certainly live without Cortana...

Of course, the problem with all these programmes is that the provider can change the terms of service at anytime.

Sure, I can answer "NO" to all the default settings during installation, but Microsoft will be trying to sneak changes past me - frequently and forever.

The buyer must beware, but the user must also be eternally vigilant. What a pain!