Hi Debi,

Well, you're getting into the "nuts and bolts" of it all with having to go to the Probate court and all that. Makes it seem so impersonal......until you get there and see your name and his name on some document and just want to yell at someone that it's all a bad dream and for someone to stop all the nonsense. At least that's how I felt. Not knowing what to expect I went in with blinders on and left a big, blubbering mess. How they expect you to make decisions during times like this I'll never understand. That's why it's SO important to take someone who can remain calm with you or better yet your attorney.

The Medicare stuff is another story. I swear I think they hire people just to make things more confusing to those of us under a time constraint. I finally got a plan that is somewhat user friendly (Humana) but with all the specialist doctors I have it's a constant battle with referrals. We used to have Blue Cross Blue Shield when hubby was alive and I never appreciated it until it was gone. I had hoped I would get health insurance coverage as part of his death benefits but they would not retire him. He was 18 months away from being able to retire and they wouldn't do it. Looking back they dodged a huge bullet with me because I didn't have an MS diagnosis back then.

Things will get easier. It just takes time and time isn't our friend during the first couple of years. Enjoy this beautiful weather we're having. I know I am and dread when they mention rain in the forecast. I saw it was colder where you are this morning than where I am! I wish it could stay Fall 12 months a year.