advertisement
Reply
 
Thread Tools Display Modes
Old 12-21-2006, 07:21 PM #1
purple pal purple pal is offline
Junior Member
 
Join Date: Sep 2006
Location: Wisconsin
Posts: 20
15 yr Member
purple pal purple pal is offline
Junior Member
 
Join Date: Sep 2006
Location: Wisconsin
Posts: 20
15 yr Member
Question DNA testing & insurance

I need some advice, experience, etc. regarding getting DNA testing. I want to get DNA testing for my porphyria. I've gotten the go ahead from where I it needs to be sent to (Mt. Sinai), but I want to make sure that my insurance doesn't get wind of it. Do I simply need to tell the clinic that I don't want the procedures associated with it billed to insurance? Are there labs that do that type of thing, so the paper trail is not connected with the clinic?

purple pal
purple pal is offline   Reply With QuoteReply With Quote

advertisement
Old 02-23-2007, 01:20 AM #2
andiamo andiamo is offline
New Member
 
Join Date: Feb 2007
Posts: 5
15 yr Member
andiamo andiamo is offline
New Member
 
Join Date: Feb 2007
Posts: 5
15 yr Member
Default If you withold information that could be grounds to deny coverage

This is why there has been a big debate in European countries about whether genetic testing and medical IT is compatible with private insurance systems at all.

Private insurance relies on being able to exclude people who would not be profitable. In order to do this they need access to what they call 'assymetrical information' which is information that you may have on your relatives and their diseases or your own diseases that you may not have told them.

That is one of the things the huge MIB database is for. As lifespans increase they are counting on being able to access more kinds of insurance about people (and their ancestors) so that employers and insurers can make informed decisions on who to hire or who to insure. They ask all those questions so that they can disqualify people in the future if they have lied.

They feel that the continued viability of commercial insurance depends on this and much more that is in the pipeline and they are pushing very hard for dramatic expansions of what is called 'medical IT'. The main element of this is extensive use of database technologies to allow standardized care. This may help in some situations and hurt in others.

Alternatively, they may use telepresence to allow doctors to be separated from their patients geographically, for example, your doctor may be overseas and 'see' you via a high speed Internet connection.

This is so that their businesses can remain as profitable as they have been. Right now almost 1/3 of every healthcare dollar spent in the US goes to pay insurance companies 'administrative costs'.


That does not mean that computers will be deciding what kind of care people will receive, yet, but its not many years away.

They see their hands as tied due to the demographics and cost of medical care.

Medical care does not easily commoditize like other business have, and it canot be shipped offshore (although some self-insured companies are now having their employees go overseas, for example, to India, for elective surgery)

"The magic of the marketplace"
andiamo is offline   Reply With QuoteReply With Quote
Old 03-19-2007, 06:24 PM #3
michael178 michael178 is offline
Member
 
Join Date: Mar 2007
Location: south dakota
Posts: 225
15 yr Member
michael178 michael178 is offline
Member
 
Join Date: Mar 2007
Location: south dakota
Posts: 225
15 yr Member
Default

Just to add a note. Social Security Medicare does not cover dna testing, nor does the supplement. The genetic lab at the Univ of Washington wanted to do further dna testing on me to determine what disease I have, but we were denied coverage.
michael178 is offline   Reply With QuoteReply With Quote
Old 03-10-2008, 12:46 AM #4
southie's Avatar
southie southie is offline
Member
 
Join Date: Apr 2007
Location: Tampa Bay Region, Florida
Posts: 456
15 yr Member
southie southie is offline
Member
southie's Avatar
 
Join Date: Apr 2007
Location: Tampa Bay Region, Florida
Posts: 456
15 yr Member
Default

I had mine done and I have Medicare and
Medicaid, but I was quickly approved for
I already had a longstanding established
medical history so it wasn't a problem;
and partially the other issue was primarily
to the fact I was also adopted and there
were factors there that merited such test.
__________________
Sharon

.


" Vujà Dé - The feeling you've
never been in here before!"

Daily Feedbag of Zonegran, Clonazepam, and Folic Acid
southie is offline   Reply With QuoteReply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Health Insurance Problems AnnaBananaBean Reflex Sympathetic Dystrophy (RSD and CRPS) 14 06-06-2007 08:43 AM
Any one got Humana Insurance? loisba Myasthenia Gravis 3 12-13-2006 09:55 PM
Insurance Wont Cover My Block hideej76 Reflex Sympathetic Dystrophy (RSD and CRPS) 5 11-02-2006 04:19 PM
insurance anoyance Kamie Children's Health 3 10-16-2006 12:43 PM
Enterolab and insurance jamietwo Gluten Sensitivity / Celiac Disease 6 09-28-2006 09:36 AM


All times are GMT -5. The time now is 07:03 PM.

Powered by vBulletin • Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.

vBulletin Optimisation provided by vB Optimise v2.7.1 (Lite) - vBulletin Mods & Addons Copyright © 2024 DragonByte Technologies Ltd.
 

NeuroTalk Forums

Helping support those with neurological and related conditions.

 

The material on this site is for informational purposes only,
and is not a substitute for medical advice, diagnosis or treatment
provided by a qualified health care provider.


Always consult your doctor before trying anything you read here.