Linda,
I'm happy to hear that you found information about the Medigap insurance.

When the man had to pick a Medicare plan, we went to the local senior center. They had a counselor who had all the info in front of them and the person was able to help him choose his plan based on his drugs. They also explained all the options as far as Medigap insurance, income limits for eligibility for extra help, low cost drugs for seniors and disabled people and other programs that he might be eligible for.

It's a good idea to remind people that there are programs that can help folks make their way through the muddiness that is Medicare/Medicaid/DEL/QMB/etc. Even your pharmacist is supposed to be able to help, but for us, that senior counselor was the key.

Anyone who needs help with the Medicare program should check to see if there is someone at the senior center who can help explain all the options, whether you are a senior or on disability. It's a godsend for those who might have cognitive problems, to have everything in front of them on paper, and someone who can explain it all and answer any questions.