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-   -   So, even when you have insurance... (https://www.neurotalk.org/multiple-sclerosis/84879-insurance.html)

Jules A 04-22-2009 01:14 PM

I kind of view my health insurance like my possible future social security income...not meant to pay it all but just something to augment the funds I have to kick in myself. :(

lady_express_44 04-22-2009 01:24 PM

My insurance didn't cover LDN to begin with either, but I had an "Exception Form" filled out by my doc, and it does now.

A lot of times they just haven't caught up with what's on the market, and they just need to find a code for it.

Cherie

dmplaura 04-22-2009 11:58 PM

Well, I have my immediate manager looking into this, and the pain doc looking into it... it is ultimately my employer that elected out of this drug in particular (they pick and choose). Now as Cherie mentioned they might just be behind the times, but at the same time they could have refused for other reasons.

All else fails, I'll go to my local chapter of the MS Society over this one. I don't know many people that can afford to pay out $500+ out of pocket per month.

Give me the card and I'll grow it myself. Sheesh.

Aarcyn 04-23-2009 09:44 AM

But how much out of pocket does it cost to go to the doctor in Canada? Or to get an MRI?

lady_express_44 04-23-2009 10:03 AM

Quote:

Originally Posted by Aarcyn (Post 500179)
But how much out of pocket does it cost to go to the doctor in Canada? Or to get an MRI?

Nothing . . . but we can't get a MRI at the drop of a hat either, unless it is an emergency.

If we just "want" a MRI, and there is no medical justification for it, we can get one at a private clinic for $500 - $800, usually within 24 hrs.

Cherie

dmplaura 04-23-2009 08:31 PM

Yup. My friend has been diagnosed with MS for 5-6 years now, and she's had 1 MRI during that entire time, 6 relapses. :cool:

Jules A 04-24-2009 11:47 AM

Quote:

Originally Posted by lady_express_44 (Post 500184)
Nothing . . . but we can't get a MRI at the drop of a hat either, unless it is an emergency.

If we just "want" a MRI, and there is no medical justification for it, we can get one at a private clinic for $500 - $800, usually within 24 hrs.

Cherie

That sounds pretty quick and cheap to me. Definitely worth it if someone knows there is something wrong and is looking for answers. Not sure how much they cost here but my insurance gets billed well over $1,000.

weegot5kiz 04-25-2009 01:36 AM

isnt it hard to light to the liquid spray:yikes:

I hope it helps Laura enough is enough

lady_express_44 04-25-2009 10:50 AM

Quote:

Originally Posted by dmplaura (Post 500409)
Yup. My friend has been diagnosed with MS for 5-6 years now, and she's had 1 MRI during that entire time, 6 relapses. :cool:

I've had it at least 18 yrs, and have only had 1 MRI during that time. (That was by choice too though ...).

MRI's are generally only used for diagnostic purposes here. Both my daughters have had one, for different reasons (and "non-emergency"), and they had them within a week - month. If they REALLY think something is there, they will go looking for it, but not just for looky loo purposes.

Cherie

dmplaura 04-25-2009 05:14 PM

Yeah, what you said Cherie. Mine's a follow up 'look' into the inevitable. Either something they can't see, or "oh look, another lesion!". Hence it's on the back burner.

Frank, sadly I can't even get the prescription filled lol. It's just been sitting here in my wallet. I can't afford $500+.

I called the MS Society on Friday, and my pain doc's office and left a message (they were not in on Friday).

I'm to go back on May 22 to see the pain doc again, and it's supposed to be a follow up to see how the Sativex is helping me... that'll be kind of tricky if I can't even get the medication due to cost huh? :p


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