Thanks suev

Actually I have good news.... I don't have to worry about adding prescription coverage to my Medicare or getting a supplemental policy right now. My husband's severance package lasts for the next 8 months so we are still able to keep his Insurance Coverage at the "active employee premium rate" until his Severance Payment Period is over in June 2012.

Whew! Now I have more time to figure out what I'm going to do when that time comes. Until then, I'll keep thanking God as I recieve my fully covered very expensive IVIG's in the comfort of my home while wearing my cute little pink fuzzy slippers.

Thanking everyone who responded and /or even thought of me during my little freak out phase

Great news! Can you contact your husband's current provider and see what it would cost to maintain the existing plan after the 8 months are up? My own plan at work is setup so that as long as I pay my premium I keep the plan whether or not I'm still with my current employer...

Shari

I mentioned in my last response that I would be looking into differant suplement coverage that may be cheaper than the part B Medical) and part D (Presciption) that I am curantly enrolled in.

Yesterday I talked to someone at Medicare (1-800-Medicare ) and she walked me the process of locating all the providers for finding the providers for PART D that would make my out of pocket expense less and I found quite a few that will save me Money on my presciptions. She waled me through the prosess on the computer and it was very time cosuming but it was definatley worth it.

A representitve should be able to do the same for you to find the lowest cost coverage for PART B. That is the part of Medicare that covers IVIG.

If you call , be patient and persistant.

Tony

Thank you Brennan068
From what I read in the paperwork that was sent home with hubby, after his severance period is over is when COBRA kicks in and those premiums are so high it's unbelievable! We're waiting for additional paperwork regarding medical insurance to arrive in the mail. I did read something about him possibly being eligible to receive a premium reduction after his severance period is over. Guess I'll find all that out once the paperwork arrives.

And, Thank you too scrubbs
I was wondering how in the world I was going to figure out my way through this Medicare Maze when the time comes! That's great that you found someone to walk you through the provider process. I hope I find someone as helpful as you did when I make my phone call. As soon as I get that paperwork I'm going to get a jump start on it.

Wish me luck!

glad to read it worked out.
I also wear pink fuzzy slippers but my nurse makes fun of me.

Thanks allen L,
Have to admit, If I saw you in pink fuzzy slippers, I would make fun of you too

I just would like to say how sorry I am about your circumstances and others like yours. My heart goes out to you.
everyday I thank god I am in a country that has universal coverage. between my son's cancer and my MG I would be living in the streets by now

randy

Let the frustration begin.... Time sure does fly by when you have private insurance coverage! It ends in June 30, 2012. If I continue on Cobra on my own, it will be 545.00 per month. Hubby still hasn't been able to find a job and it would be very difficult for me to pay that premium with the SSDI check I get every month. I've been speaking with an agent with one of the Medicare Advantage Plans and all I can say is......
There is NO WAY that I can afford to pay 35% for each infusion. I have been able to stretch them out to every six weeks and was hoping to stretch them out even more but not sure when that will happen. I just need to step back, take a deep breath and say a prayer that God will work everything out for my good. My head hurts and I'm going to leave it alone until Monday.

I did see my Neurologist today for a regular follow up appointment and we also discussed my options. He's going to do all that he can on his part to help me as much as possible and his assistant is checking on some things for me. I receive my IVIG at home with a Home Health Nurse they are going to look into the option of me receiving it in his office and other things. I'm also going to call the numbers Juanitad listed next week and see what I can find out.

I have a feeling this is going to be an interesting journey...

I wish you all tjhe best in trying to find reasonable options. Insurance (all / any of it) looks for any out if there's a history of actually using your medical benefits. Totally stinks!

Please update as you can...I'm sure there are (or will be) others who can benefit from what you learn. So sorry this is happening to you.

Thanks sue I haven't been posting for a while but I do come on here often to read. I'll be sure to keep eveyone updated.... Whether Good or Bad