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Old 02-11-2007, 04:00 PM #1
Dmom3005 Dmom3005 is offline
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Location: Indiana
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Dmom3005 Dmom3005 is offline
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Join Date: Aug 2006
Location: Indiana
Posts: 13,019
15 yr Member
Default College child and things that want to stop him

HI, its been a bad week, and now its really starting to look like I'm going
to have trouble getting him through to the next steps.

I have paid his car insurance because he hasn't held a job. ITs very hard
to hold a job and go to school when you have learning disabilities to the
extent he has. He also has strong anxiety and depression.

But my husband doesn't get it, he thinks a full time or part time job is
doable too. But its just not. Just really want him to get the things.

SO now the stupid car got hit last week, and it was so bad out, it took
all week to get the accident report. No back up cars at this house,
so his transportation falls into who ever has the way to get him there.

ANd its up to me to keep reminding the husband if the money isn't paid
for the next 6 months he wont have more insurance.

Turns out the car that caused all this accident has let her insurance lapse.
Gosh, so now its up to our insurance to let the uninsured motorist to
pay the bill. SO we have to pay another $1000 too.

On top of this my oldest who is true bi polar, had to borrow my car, to
get to his job, he has just made his first 70 days. His first full time job.
And has got SSI trying to make him pay back his benefits.

And I had a accident and hurt my back last week. Its raining at my house.

Donna
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Old 03-10-2007, 12:04 PM #2
michael178 michael178 is offline
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Location: south dakota
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michael178 michael178 is offline
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Donna, it sounds like a typical week in the bipolar neighborhood.
First, car insurance. If your wrecked car has collision coverage, use that insurance, pay the deductible, and get the car fixed. Your insurance company will try to get the guilty party who has no insurance, to pay them back. Whatever money the insurance company collects, they first have to reimburse your deductible, and then they can keep the rest. If you do not carry collision coverage on the wrecked car, you can try to collect from the guilty party yourself. But that rarely happens. A better bet is to go to small claims, file a claim at your court house, take the accident report and repair estimates to court and let a judge render a judgment in your favor.
Second, SSI. Yes, SSI gets their money back. You already know that Social Security System isn't going to give anyone a break.
Third, yourself. Having a child with a mental illness is very stressful, and unlike other types of grief, the grief you feel never goes away. And it does not sound like you are not doing much for yourself. It also sounds like your husband is not too helpful either. Well, please develop your own support network. Look in phone book for NAMI, and make contact with them, they have support groups where you can talk to others in your same position. And when you are at your doctors, tell them about your family situation. Part of your doctor's job is to know the community, and to refer you to people who can help you deal in the best possible manner with loved ones who have mental illnesses. Talk also to your minister, priest, or rabbi. They have helped others like you many times, and will help you too. And remain in close contact with case manager and psychiatrists. Get the appropriate releases signed that will enable you to do this.
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Old 03-10-2007, 12:14 PM #3
michael178 michael178 is offline
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Join Date: Mar 2007
Location: south dakota
Posts: 225
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michael178 michael178 is offline
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Join Date: Mar 2007
Location: south dakota
Posts: 225
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Donna, it sounds like a typical week in the bipolar neighborhood.
First, car insurance. If your wrecked car has collision coverage, use that insurance, pay the deductible, and get the car fixed. Your insurance company will try to get the guilty party who has no insurance, to pay them back. Whatever money the insurance company collects, they first have to reimburse your deductible, and then they can keep the rest. If you do not carry collision coverage on the wrecked car, you can try to collect from the guilty party yourself. But that rarely happens. A better bet is to go to small claims, file a claim at your court house, take the accident report and repair estimates to court and let a judge render a judgment in your favor.
Second, SSI. Yes, SSI gets their money back. You already know that Social Security System isn't going to give anyone a break.
Third, yourself. Having a child with a mental illness is very stressful, and unlike other types of grief, the grief you feel over having a child with a mental illness never goes away. And it does not sound like you are not doing much for yourself. It also sounds like your husband is not too helpful either. Well, please develop your own support network. Look in phone book for NAMI, and make contact with them, they have support groups where you can talk to others in your same position. And let your family doctor know about your situation, tell him/her about your family situation. Part of your doctor's job is to know the community, and to refer you to people who can help you deal in the best possible manner with loved ones who have mental illnesses. Talk also to your minister, priest, or rabbi. They have helped others like you many times, and will help you too. And remain in close contact with your child's case manager and psychiatrist. Get the appropriate releases signed that will enable you to do this. Learn the mental health crisis hotline phone number and use it. It is there for you to use, you will talk to a knowledgeable mental health worker, and get good advise. They will also alert your child's case manager about what is going on.
And remember that going to school adds to your child's stress levels, as does working. And for the mentally ill, these activities should be started on minimal levels until the person adjusts, then gradually the activity can be increased.
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