I agree with your suggestions. I also know that plans change, and one doesn't know if one will be staying with a particular HMO 5 years from now.
So any "homework", that is done now, might not be applicable to 5 years from now. Co-pays change, what's covered under medicare will no doubt change. Any info we gather now, well, I really don't think it will be applicable to 5 years from now. I'm not worried about any hefty bills when all this ends, because we don't have any assets, and you can't get blood from a stone. But I believe I will call up my HMO and see what their position is when a person changes from 64 and is on Disability, to age 65, and are they still on disability or on Social Security?? I can't wait to call on Monday. I'll surely post what I find out. Thanks much! Mel |
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