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-   -   Ginnie: needing advice (copied from other thread) (https://www.neurotalk.org/reflex-sympathetic-dystrophy-rsd-and-crps-/153814-ginnie-advice-copied-thread.html)

ginnie 07-18-2011 07:36 AM

Dear fmichael
 
Dear fmichael and the list,
Chemar gave me your name michael and told me to try this forum for help. I have been caught between a family trust and the Government social agencies. My family is abusing me emotionally, and has been for the past nine years, there is no communication because I want to move from my home. the Gov. does not give me enough to live where I do. I am dissabled and I will at some point be forced out of my home, as I cannot pay my taxes or the expenses of living here in this tiny beach house on the west coast. My family will inherrit this home and will not sign off on the trust so I can move. Not only will they not sign off, I am permitted no communication with my daughter, or my grandson, now two years old. My son in law decided I am a bad person because I moved my best friend in with me to help with my dissabilites and to live here with the chores and all. Two girls are sinful and he stated I am not allowed to see my grandchild. I have cried a river and have sought legal help this past week. Gulf coast legal services said I was four months too young to qualify for help at that pro-Bono agency. I am now at a loss on where to go for help again. I hav e been trying to seek legal help now for years, and I can find noone to listen to my story or my case and help. I ran out of money in dec. of 09 and am now on public assistance. Nobody yet will hear me and I am in a state of depression. I am being abused and I need help to get out of the situation I am in. I have begged my family to let me move for 9 years, as my insurance was cancelled. I now live on a beach with no insurance becasue I became disabled and lost my job and my income, and my ability to keep this place. If I just leave the house, my two adult children and one very bad son-in-law, will own my home. this is my home only while I live in it. At the time the trust was made, my son-in law was hovering as a boyfriend and asking about my mothers trust. My family never stopped asking me for money. when I had to stop because I was failing, my son in law told me I was not wanted in their lives and I would not be welcome there. This home of theirs by the way was givien to them in the form of a large sum of money due from the trust to them. I am not allowed in the home my mother purchased for them. My son inherrited a home also. So did I. My mother thought that if I got in trouble that my loving family would do the right thing by me. My mother was wrong and money made all of them greedy. this is what this is about. It is OK that I wind up homeless to them as long as they get my home. Being broke and destitute is OK with them, and they could care less that I am in physical and emotional pain. I wanted to move to where I could have cheap insurance and shelter in place during a storm. All homes in my state over 50 years old were cancelled. I am a sitting duck on a barrier island with the storms. I don't want to live like this. I have been abandoned by my family over a trust. I need to break the trust in order to move. I need help. I am desperate, and ever so sad over it. Can anyone here help me to move forward in some kind of direction so I can have hope again.?Can I tell the world through the PC? Do I go to a Senator? Do I call more agencies that say no, what do I do? please help with advise. ginnie

fmichael 07-18-2011 01:48 PM

Quote:

Originally Posted by ginnie (Post 787532)
Dear fmichael and the list,
Chemar gave me your name michael and told me to try this forum for help. I have been caught between a family trust and the Government social agencies. My family is abusing me emotionally, and has been for the past nine years, there is no communication because I want to move from my home. the Gov. does not give me enough to live where I do. I am dissabled and I will at some point be forced out of my home, as I cannot pay my taxes or the expenses of living here in this tiny beach house on the west coast. My family will inherrit this home and will not sign off on the trust so I can move. Not only will they not sign off, I am permitted no communication with my daughter, or my grandson, now two years old. My son in law decided I am a bad person because I moved my best friend in with me to help with my dissabilites and to live here with the chores and all. Two girls are sinful and he stated I am not allowed to see my grandchild. I have cried a river and have sought legal help this past week. Gulf coast legal services said I was four months too young to qualify for help at that pro-Bono agency. I am now at a loss on where to go for help again. I hav e been trying to seek legal help now for years, and I can find noone to listen to my story or my case and help. I ran out of money in dec. of 09 and am now on public assistance. Nobody yet will hear me and I am in a state of depression. I am being abused and I need help to get out of the situation I am in. I have begged my family to let me move for 9 years, as my insurance was cancelled. I now live on a beach with no insurance becasue I became disabled and lost my job and my income, and my ability to keep this place. If I just leave the house, my two adult children and one very bad son-in-law, will own my home. this is my home only while I live in it. At the time the trust was made, my son-in law was hovering as a boyfriend and asking about my mothers trust. My family never stopped asking me for money. when I had to stop because I was failing, my son in law told me I was not wanted in their lives and I would not be welcome there. This home of theirs by the way was givien to them in the form of a large sum of money due from the trust to them. I am not allowed in the home my mother purchased for them. My son inherrited a home also. So did I. My mother thought that if I got in trouble that my loving family would do the right thing by me. My mother was wrong and money made all of them greedy. this is what this is about. It is OK that I wind up homeless to them as long as they get my home. Being broke and destitute is OK with them, and they could care less that I am in physical and emotional pain. I wanted to move to where I could have cheap insurance and shelter in place during a storm. All homes in my state over 50 years old were cancelled. I am a sitting duck on a barrier island with the storms. I don't want to live like this. I have been abandoned by my family over a trust. I need to break the trust in order to move. I need help. I am desperate, and ever so sad over it. Can anyone here help me to move forward in some kind of direction so I can have hope again.?Can I tell the world through the PC? Do I go to a Senator? Do I call more agencies that say no, what do I do? please help with advise. ginnie

Dear Ginnie -

Okay. Please be advised that I am no longer a practicing attorney, but I will try and refer you to a group that may help. But first, I didn't quite understand when you said:
Gulf coast legal services said I was four months too young to qualify for help at that pro-Bono agency.

So just for starters, a few questions:
How old are you? (If it turns out that you are 64 and 2/3's then it's my guess that the agency that turned you down was considering a theory under what's called Elder Abuse.)

In what state do you live?

In what state do your daughter and son-in-law live?

In which state was the trust established?

Finally, you say you are on public assistance, have you ever applied for SSDI? (And if so, what happened?)

I can't make any promises, but I'll do what I can. Please get back to me with the requested information.

Mike

Chemar 07-18-2011 03:30 PM

Hi Ginnie
I have copied your posts over from the other thread so you can talk here with others who may be able to point you to help. :)

hope things work out for you

ginnie 07-18-2011 06:15 PM

Re: SSDI
 
Thank you Michael for responding. I am 59 years old. I got an initial interview by phone with gulf coast legal services. They said I told them I was 60 which I did not. I told them my birthday on the phone. When I appeared for the appointment I was told I had to be 60 to get help with their agency. that was it, I had prepared three months. The initial interviewer would not have given me the appt. to begin with if there were no merit in it. They screen you quite well and ask alot of questions. So I was dissapointed of course. I have been looking for help for a long time.
I live in Fla. The trust was written down here. My son-in law and my daughter live in missouri where I raised her. I am allowed no contact with her or my grandchild as I was told to my face I was not wanted in their lives, nor in the life of any future child. This occured two years now, my grandson will be two the 29th of aug. I don't have a picture and did not know of his birth for almost a year. My daughter was close to my mom too. My mom wanted to help my family, not be torn to bits over money and a trust. My son in law was an X marine, very tough individual. My daughter was in special education for most of her life. She was discouraged from having any relationship with me from the beginning of their marriage. He had wanted to see the trust before she was married. This whole thin is greed and having power over somebody. My EX was put into the trust to, as another person to have to sign off if I were to sell my house. He has contact with my daughter, but I do not at all. She lives with her husband and my grandson in the state of missouri. My Ex lives in missouri also.
I have SSDI, thats what they took away from me in order to eat. the trust is used by the various agencies to hurt me, or say that it benefits me when it does not. I could not pay my taxes here because i do not recieve enough from my SSDI and medicaid to exist here, much less pay my taxes. In order to receive my food stamps, I was required to pay my son back in the form of rent to pay him back for paying my taxes. I do not own this house. It is in the trust. So now I exist on 296 per month, and I am wondering what the heck I am going to do but go down in debt. I have to pay most of that money back to my son. My monther gave me this home to protect me. She didn't want the state to come after me or the assets if I became sick. I am also not allowed to possess the amount of money that my taxes requires. My insurance was cancelled, so I am a sitting duck for the storms. That is why I am begging my family to let me move. So I pay rent on a paid for home. Believe me my son who does want me to move. He is the last person in the world that wants to collect rent from a home I already paid for with my mother. We must do this to pay him back the taxes i borrowed in order to live here. It is all a mess and I am desperate for help. thanks for responce of any kind. ginnie The family as a whole had to sign off on the trust, my son in law made sure my daughter would never respond.

ginnie 07-19-2011 06:50 AM

Re: thank you
 
Thank you Chemar, I appreciate it. It is hard enough in life with dissabilites, but then to add your own family against you, that is outright painfull. We are a family divided two to two. My mother would never have wanted this for me, and this was not her intent, to put me in a position of helplessness with my family. Her goal was to protect me from the state coming after assests when I got sick. that didn't work eithor as you know. If you have any monies at all, they are used up before you receive any kind of help. what is written in doesn't matter to the state. Medicaid actually asked me what the darn document said. Thats a sad state of affairs when they don't know. So I will try here for awhile to see what people say and get more ideas on how to help myself. the case I present is well thought out and documented. The moneis generated from the sale of this house is what my missouri family wants, even if that means I am in the street. In my opinion that is wrong when they already received monies from the trust in excess. Hurricanes are as scarry as all the tonadoes up north. No insurance is something I loose sleep over during the hurricane season. I have tried a long time to find help. Thanks again. ginnie

hannah1234 07-19-2011 04:03 PM

Ginnie: I just want to say hang in there. I am not educated in this department but I understand the rsd completely. You will be in my prayers, and lets think positive you can find something/somebody to help you out. Hang in there. I am so sorry you are going through this, but you can get through it.
Hannah

Sonny1 07-19-2011 08:26 PM

Ginnie, your story is all to sad but real in this world of greed. I also have no legal knowledge of this situation, but wonder why your son cannot try to help you a bit more? If you are "required" to pay him rent for the taxes and he knows you are broke, can't he kick back some of the $$ to you so you can live? I am not trying to sound mean, but it sounds as if you are at the breaking point and stress makes the illness and pain worse.

There has to be some legal way to get the courts to acknowledge the situation with the part of the family that is trying to sabotage your life. If the court's saw how they were avoiding you or "disowning you", there has to be somebody there to advocate for you..does florida have a legal aide department? Having a trust with a number of people and your financial situation definitely needs some legal advice.

please don't give up, look for legal aide in your county, town...if you can't find any, go to your assemblymen, legislators and up the ladder..these people are all voted into their positions

fmichael 07-19-2011 09:07 PM

Dear Ginnie -

I think I'm starting to understand, but a few things still have me confused, including this:
In order to receive my food stamps, I was required to pay my son back in the form of rent to pay him back for paying my taxes. I do not own this house. It is in the trust. So now I exist on 296 per month, and I am wondering what the heck I am going to do but go down in debt. I have to pay most of that money back to my son.

* * *

Believe me my son who does want me to move. He is the last person in the world that wants to collect rent from a home I already paid for with my mother. We must do this to pay him back the taxes i borrowed in order to live here
What I don't understand is how it is, why set the terms of the "rent" so high that you are only left with $296 every month? Is there a specific reason he needs to be paid back so quickly?

And then, if I may, three additional questions:

I assume no conservator has been appointed for you (correct me if I'm wrong) but am less sure whether you were designated as the party to administer your SSDI when it was awarded. By that I mean, does the money go into your account or that of someone else, such as your son?

Did you get any back award when you qualified for SSDI, and if so, what happened to it?

And finally, do the trust documents say anything specific about how property taxes and/or insurance will be paid on the house and whose responsibility it is to do so?

Thanks for bearing with me.

Mike

ps If you are not comfortable answering this in the forum, which is freely available to outside internet users and/or search engines, feel free to send me a private message (PM).

ginnie 07-20-2011 09:14 AM

looking for help
 
Hi sonny, yes I am going through all my options, none present. I have been to the court house, and worked down their list. I don't qualify for much help in any organization I can find. I hope Michael will have some direction. The last agency said I was too young to qualify for their pro-bono work. Too young to be abused? Yes I am at a breaking point, as all finances are going down hill. Nobody can live on 296. Yes my son can and does kick back by putting on a new back door, but he can't actually give me money back. We are commplying with what the agencies expect us to do as I don't want to get caught doing something I am not suppose to. I am so afraid of loosing what little I get I am sick. I loose my food stamps if I do not do this action of paying him $4oo for rent. I paid for this house already and for the life of me I can't fiqure out why I am paying for it again, when my son who will own it, is willing to pay the taxes. Why am I being punished by my government for having this home? Combine this with the loss of my daughter and grandson, and my health, altogether I'm not doing so hot. This must have a resolution as I cannot stay here. My family that does not speak to me, will then get half of what this house is. Sean of course would give me his half. Still I would get nothing as I am not allowed help. I am not willing to give half the home I earned to my cruel family, not now, not ever, it will be over my dead body that I give into this kind of cruelty. I need legal help, no doubt about it and I have a case to present in its entirety. It took me three months to organize into logical secquence with all that had happened. Noone wants to look at it because I am poor. I thought in our country you are allowed legal representation when you are being abused. where is that help? Thank you for caring. it does matter, that is why I came to this site, looking for a miracle I think. ginnie

ginnie 07-20-2011 09:19 AM

Depression times two
 
My son cannot relate to me as he is absorbed in his own depression. He doesn't want to go through my problems with the family. He would rather remove himself from the problem. He can't deal with his own. I am dissapointed that I have no real support from him He could do alot more, and I do not know why he refuses. He could talk and insist to speak to the family but he does not. He said he already talked enough, they said no. I wrote a letter to the family in Jan. pleading to deaf ears. I have done all I can do other than legal help which so far is not around. ginnie

Jomar 07-20-2011 12:40 PM

To me it sounds like the trust document rules are a big part of the problem.
Is there anyway to contact the original atty that helped set it up?
Maybe it can be broken or a work around done.

fmichael 07-20-2011 09:45 PM

let me try again . . .
 
Quote:

Originally Posted by ginnie (Post 788229)
My son cannot relate to me as he is absorbed in his own depression. He doesn't want to go through my problems with the family. He would rather remove himself from the problem. He can't deal with his own. I am dissapointed that I have no real support from him He could do alot more, and I do not know why he refuses. He could talk and insist to speak to the family but he does not. He said he already talked enough, they said no. I wrote a letter to the family in Jan. pleading to deaf ears. I have done all I can do other than legal help which so far is not around. ginnie

Dear Ginnie -

I agree with Jo*mar. If the attorney that set up the trust can be of any help, that would be GREAT.

And I also understand how hard this must be on you. And how depressed you must be. And that my last set of questions must have been overwhelming.

But please, if the attorney who drafted the trust can't or won't help, and you need me to try be of some assistance, then see if you can answer just two of my last three questions, as broken down and rephrased into three hopefully clearer requests for information/clarification:
(1) Has a conservator has been appointed for you?

(2) Does the SSDI money go first to you and into your account when issued by the government, or to someone else, such as your son?

(3) If if you know, do the trust documents say anything specific about how property taxes and/or insurance will be paid on the house and whose responsibility it is to do so?
And then finally, when you say the family makes a decision or takes a vote, just how is it that it's binding on you? Or what may be another way of getting at the same thing, Who is the trustee (administrator) of your mother's trust?

And once more, if you are not comfortable answering this in the forum, which is freely available to outside internet users and/or search engines, feel free to send me a private message (PM).

But please, if the attorney who drafted the trust isn't going to be of any help, try to answer these questions, as best you can. Thanks!

Mike

ginnie 07-21-2011 08:47 AM

Hello Michael
 
The trust was to pay for my taxes and to keep me in this home should I fail. The Gov. would not let me keep those funds from the trust no matter how it was worded. They would let me keep no monies at all if there was any way for them to benefit me, which they did. I ran out of money due to all my medical problems in 09. That was the last year I could pay my taxes. The SSDI check is $440. I don't care who hears it. I pay 400 to my son to pay him back for last years taxes, and of course to pay him back for this years. I now will never be able to pay my taxes, much less insurace which was cancelled.
The lawyer who made the trust had no idea of anything related to the social services agencies. what he made was a document that held me to a trust which the gov. said I could not keep. but must use until all funds are below @2,000. Only then did I get SSDI in 2010. I had been paying the 20% of all my bills before that. I could not get medicaid until funds were gone. You loose your coverage if you fail to pay the 20% of medicare so I did, no choice if I want treatment. So the trust only has my house in it now. The attorney who helped me to get my benefits, determined how much rent I would need to pay, in order to get my food stamps, a decent amount, and pay back my son for the taxes. I can't afford it here, and have not been able too since I became disabled in 2003. The trust was meant for taxes not to support me. Mom thought that If I worked hard and put into the system, that when I fail the system would help me. That did not occur. The trust has been used against me from its conception, and I have proof that is not what my mother wanted for me. The lawyer who wrote it wont help because I now have no money. Believe me he got lots of money for the trust and health documents he wrote for me. He refused to help when I ran out, and contested some of the stuff he put in there. He also made my trust based on what I was able to do according to my mothers trust. I tried to by-pass aaron and shannon, my daughter and son-in law, because they remeoved me from their lives. If nothing else, this home will go to my good son, and no profit will go to my daughter and her husband. they already got enough from my mother. No conservator was ordered, none mentioned to me. Hope that helps with your questions, it is all a mess. ginnie

ginnie 07-21-2011 08:59 AM

Hi sonny
 
I am dissapointed in my son. right around the time I started to look for legal help he became depressed. I live with those demons so I know what he feels like. He is caught up in this trust too, and will inherrit this home if I should have to leave it. I will dump the whole thing on him and he isnt so happy about it. Both his sister and father oppose me for god knows what their reasons are. I don't want to drown where I live, these storms are bad sometimes as up north has found out. I have no house insurance, I was cancelled, and I have since been begging my family to let me move out of harms way. Evidently me being in harms way, has no effect on my up north family who doesn't speak to me. Me being in trouble has no effect at all. They will not speak to me about the situation at all. All conversation has been through my son, who is in contact with that side of the family. I have been told, no I may not move, and it is OK that I loose all I have. They don't care, all they care about is who gets this place. I have done what I can but that only happens upon my death. Until my death, my mothers trust remains intact, until I can break the trust. I have been told that that is impossible, nothing is impossible if true injustice has occured. What has been done to me is out right wrong of my family to do to me. I couldn't help becoming disabled nor could I help that the insurance was cancelled. My mother wrote a trust to a loving family at the time. That family was cancelled out when my daughter married her husband and he got a copy of the trust. Thats really what happened, just greed in its purest form. ginnie

ginnie 07-21-2011 09:04 AM

greedy attorney
 
The attorney who wrote the trust did it without knowledge of how the social agencies work. He represents my mother, and will do nothing to help me, other than charge for me to write my own trust. He is perfect and thinks he wrote a good document. the document s_cks. It is ambigitious according to three attorneys that looked at it. Nobody would touch it that for sure, much less work for somebody who is out of money. My church attorney was the last to look at it, and told me it was awful. ginnie

ginnie 07-21-2011 09:08 AM

Hi Jo mar
 
Hi Jo mar, thanks for joining in on my little problem. I had nowhere to turn to other than our list. I have been though alot already just to get where I can present some kind of case. I tried when I did have money also. Nobody, encluding my church attorney thought the document was good. Breaking it takes alot, and nobody is willing to help. The attorney who wrote it as I said, worked for my mother, not me really, and he thinks his document is great, like he is, hum..... no, he is not willing and he does not know that our family is torn a part over it. He wouldn't even listen. ginnie

ginnie 07-21-2011 10:13 AM

Rre: clarification
 
My SSDI check goes into an account with my sons name on it. If I need something like a back door. He can take money out from this arrangement and pay for my back door. He keeps documents and so do I about this, and have signed a rental agreement through my Social security legal aid person. He was the one that figured out how I lost my stamps to begin with. I didn't pay taxes and the agiency insisted that I must in order to receive my food. I hate the system I am forced under, as I cannot survive here on what remains of my money., much less pay for utilities, car insurance, home insurance or any other kind of extra. I will give up my TV if I have to. I only have minimal as it is. My PC is being paid for by a friend so I can come here for help. There is not enough with 296 to live here. My family will be forcing me out at some point or I will have to go into severe debt to be able to stay here. My friend that lives with me is not here to keep me alive in this place. She is here to help with the chores and yard when I cannot do these things. She pays nothing to stay, I should be paying her! The 296 is what I get for dissability. Not much is it. I have been sick since the age of 29 with no health insurance is what happened. My folks tried to help with this trust and it backfired within my family over money. ginnie

ginnie 07-21-2011 10:55 AM

Trust re-read
 
The trust is suppose to pay for my taxes. It is written into it. I was not allowed to keep those monies from the trust. I did use it with my sons signature which was always required for any withdrawl for medical proceedures. I would have died had I not used those monies. There was a four year wait for any kind of help and I had 9 surgeries so far. No specialists were willing to see me without payment upfront, encluding the first spinal fussion with no financial help. I was crippled by pain that first time I needed fussion, I continued to degenerate in my spine and had c-3-7- done one year ago. The only medical condition that was really helped by me having medicare. The rest I had to get by on my own. I was not to use money for medical conditions, but would have died, had I not done the medical intervention. My son signed off on any proceedures I had to have done, hence the trust was used. The trust did nothing but hurt me and my family. the fight now is over this home. My up north family parts, want my home and the money it is worth. To sign off, means that I can sell it and move to a place that does not require flood/hurricane insurance, and would be in a less taxed aread. I'd live anywhere, but where on the total of $697 total? the housing projects? my car? a trailer? They would get the money from the house and I would walk away with nothing. I earned half of what this house is worth and put that into it with my mothers money. So I would be walking away from everything I earned, and everything my folks earned, giving it to my two children. NO way, over my dead body will I do that. ginnie

ginnie 07-21-2011 12:35 PM

back reward?
 
No back reward from SSDI. Only received that early 2010. Lived just with medicare for years, all that time trying to not spend because I knew what would happen when I ran out. I begged my family the entire time, as I knew I would run out, so my whole existance was stressed financially between wanting to still live here, and receiving medical help. Each withdrawl from monies in there hurt me, as it led to this point of being destitute. I didn't want to have to go down this path, so I asked my family to let me move along time ago. At that time, perhaps my son could have put me in a tiny place inland where I could afford to be. I was willing to live in anything tiny and safe. I had hoped for a Katrina house. I would have been able to give my son all finances, turn all things over to him, so that in turn he could help get me into a place that had survivability. The place I have does not. I am in constant danger of the storms. Wanted to move since the insurance was dropped. A storm would take all, I cannot rebuild, evacuating while being dissabled and getting the home ready is terrible to go through. ginnie

ginnie 07-22-2011 11:05 AM

was trustee
 
I was trustee, and my son was co-trustee. When the trust became devoid of money, I turned it over to my son, this house that is in the trust. I also made directive with my own trust so that sean gets the home upon my death. The same lawyer made both trusts, and neithor has been explained to me sufficiently since their conception. Three others called it ambigitious, or open to interpretation by which ever way that particular branch of gov. happends to look at it. Medicare did not know how to interpret the document and asked me what it meant. How am I suppose to know the language? Turning the trust over to my son was advised to me by my CPA. I don't know how that effects the sale or non sale of the house until somebody looks at this case. The lawyer who wrote them will not engage me in conversation since I ran out of money. The lawyer who wrote the trust wanted me to turn over all monies at the time I had money to my son. I do not know why to this day. Why am I to give up all when both my children received enough to get their own homes?. Why will they not sign off is pretty simple, greed and hatred are the only explainations I received. I was told NO through my son, about me asking to move all these years. I was told they didn't have to do anything or respond in any way. They were quite safe from any legal thing I can do, to get out of this home. It hopefully is seans when I leave it. I think I am at the end of what I can do after trying all these years. I will try that legal aid place when I turn 60 and go to the state reps. office to appeal for help. My doctor this could give me a stroke and really wishes there could be a resolution because of what this does to my BP. I need to find a way to exist.votes on what happens never occured, Nobody wants to hear my plea to move, or cares that I make the plea to begin with. I have been abandoned by my family and left in a situation I cannot deal with. ginnie

ginnie 07-25-2011 09:37 AM

hello fmichael
 
Believe me, I was hoping you had some direction that I could take. I think that point of giving up is not far away. ginnie

DeesRSD 07-25-2011 04:05 PM

hi
 
Quote:

Originally Posted by ginnie (Post 789583)
Believe me, I was hoping you had some direction that I could take. I think that point of giving up is not far away. ginnie

Hi Ginnie,
I know its hard but hang in there, I'm sure Mike is looking into any/all options out there k.

Dee :hug:

ginnie 07-25-2011 05:12 PM

Re: thank you
 
Thankyou dee, I got worried I would just be forgotten down the list of good souls needing help. There is alot of pain in these forums. I hope I do get a response, even if I posted awhile ago. Chemar and Jomar were good to let me post off subject as it is. I won't wine and insist if nothing happens. I copied all I wrote and what responce I received, to give to a future lawyer, and add to my case so he can verbally understand what happend to me. I can't just do nothing, I will be in my car if I do that, so I have to go on. ginnie

Jomar 07-25-2011 07:05 PM

Have you explored your state & county websites for any assistance?

I believe the county I live in lets elderly and possibly disabled persons also, waive the property taxes, maybe the county you live in allows that option too?
If property taxes are part of the problem for your situation.

I think the taxes get paid back when the property is transferred or sold. But I'm not sure, how the details work.

Some churches will help members in financial distress.

fmichael 07-26-2011 02:35 AM

Quote:

Originally Posted by ginnie (Post 789583)
Believe me, I was hoping you had some direction that I could take. I think that point of giving up is not far away. ginnie

Dear Ginnie -

I apologize for not getting back to you earlier, and as always, appreciate Jo*mar's contributions and suggestions, many of which would not necessarily have occurred to me.

I've been mulling this over for a while, and am fundamentally bothered by a couple of points. First, the fact that you only get $400/month in SSDI. Especially after qualifying for (needs based) supplemental income support: the whole reason you needed to be shown paying rent. Second, I find it odd that you received no back award of any kind, where it certainly sounds as though you were disabled for a long time before you were approved by SSDI. And candidly, the fact is that Sean administers your benefits so that you never see money directly from the SSA, and I suppose he's got most of the paperwork from the SSA as well.

At the risk of creating trouble, I am going to suggest - as an initial matter - that you go down (without your son) to the local Social Security office, and verify that (1) your monthly benefits are what you think they are, and that, in truth and fact, (2) you never received any back-pay award on this. (And if you can call ahead for an appointment, it might save some waiting around time in a government office on your part, unless the available appointment dates are so far out that it's not worth it.)

Believe me, I hope my suspicions are groundless.

Mike

ginnie 07-26-2011 08:13 AM

Re: my son
 
I believe Sean is the trustee, when I went broke I signed it over to him as I had no money to maintain a CPA just for the house. I hope that means it is him if I were to sell it. I have to have these papers looked at to do anything at all.
I ran out of money on 09. In 10, was the trouble as I could not pay my taxes with what I received. My son did, and I lost my food stamps. I pay him back $400 per month. It was set that high, because that is what is costs to live here for two years, last year and this years taxes add up to $400 per month. At that rate I may get my check back in 1012. How I am suppose to save for taxes the following year is still in question. I don't see how I can do it so shall be in this fix until somebody takes an interest and helps me. I will call another attorney today. I am despondant. I don't want to do anything medically that I should do. I don't see a point to it anymore. Why try to keep my health when my family is pushing me out the door? My son is depressed over this also. I can't do anything until I find out what it is I can do after signing over this document. If that gave the house to my son legally, I won't have any trouble, however I was told that my mothers trust must be broken, or the rest of the family sign off on it. Nobody is looking at this mess for me to move in any direction except to be homeless. Living here will lead to insurmountable debt. I checked with the tax office down here, there are no breaks for the dissabled from what was said. I will call again and see if I can find someone who really knows. The lady at the office was disinterested. ginnie

ginnie 07-26-2011 08:37 AM

Re: trust issue
 
I willingly turned over the trust within which the house is to Sean. there are no benefits do me anymore, as the money from the trust is gone.
All that remains is this house., in the trust.
I have been sick since the age of 29, and yes i was dissabled years before I received my benefits. I got a lump sum when I received my SSdissability check. When I applied in 09 for SSDI, when I ran out of money, I received no back ussue. It is actually $440. I was sick for most of my life with auto immune diseases. I worked my Art schedule around my health issues and did art shows. I worked on and off for 30 years, but my quarters of shown work was not so good. My CPA at the time of my buisness deducted everything she could to help me raise the two kids. I kept a journal also. I didn't put into the system enough to get a reasonable amount of money for my SSDI. I never understood it all. I get one check for 276.00 and one for $440. The 440 is the one I got in 2010. Up until that point I had to live on what was in the trust or I would have died from my conditions. I was not allowed any help financically untill the trust money was gone. No social service agency allowed me to keep that money for my taxes, yet they expect me to come up with it now. I had to have under $2,000. I had to pay the 20% of medicare before that. I am not allowed to have the amount of my taxes in my possession, without reporting it. How am I to earn it, when they took away the $400? Between the taxes and my family, I have my hands full. thank you for your responce. I didn't earn alot in my life. I did try. ginnie

ginnie 07-26-2011 08:52 AM

Re: my son
 
Sean is trustworthy. The account has both our names on it, just a checking account. We signed our rental agreement, and keep a receipt book. I have control over those monies, but we do the exchange because we have to by their rules. Sean will do what is right by that $400. He replaced my back door with the funds, and is saving for my taxes. He has stuck by me, even when he dissagrees with the rest of the family encluding his father. His father and my daughter are in opposition to me. My daughter is controlled by her husband who wanted the trust before he married my daughter. [It is obviously twosituations I am dealing with. One with my family over the house, and the other with the SSDI or children and family service. The last time I walked in there to try to receive answers, I was shown the door without my information being looked up. they told me no, and that another agency is responsible for those decisions. I was told to go to SS agency, and they showed me the door too, sending me right back to the food stamp place. Thats when I had to hire my origional attorney. He figured out what they were doing and at least got this far. I am bounced between the agencies, never receiving much answer. The attorney got my food stammps back and at least a way not to loose all, he talked to family services and this was the solution they came up with. I had to pay back Sean for the taxes, on a house I don't own. The agencies do not know what they are doing. ginnie I am so tired of it all michael and I am always in a stressed state because of all this....thank you for even reading this stuff. It is like some horror story to me.

ginnie 07-26-2011 09:02 AM

Hi Jo Mar
 
I will go down to the tax office and ask. I did it by phone before and was told No. It is worth a try as it is because of taxes and the insurance that I am in so much trouble. ginnie

ginnie 07-30-2011 07:58 AM

Hello sonny
 
Thank you sonny. I have not been able to find an advocate in the legal dept. the last agency I went to, I was four months too young to apply. There is a four month wait or so after application. Maybe after my birthday in Nov. I will try that agency again. They thought i might qualify for pro-bono. I have to call another attorney office back, that was from the lawyer referal agency. I have been at every possible direction imaginable. I have yet to try the Senators, and reps. that around here. I am very tired of all this and wonder if my life is worth all this effort. When your family stands in opposition of you, to be able to live without fear, it kinda wrecks you like a bad accident. I want someone desperately to help, that is why I went to this list. I have gotten some ideas from it, but as of yet nothing solid I can do. I answered the questions, probably enough, that they ran away. This whole mess is complicated and I do hope there is an answer for me. This no insurance problem in my state has just been increased $400%. The root cause of why I should move. Thanks for caring. I appreciate it. ginnie

ginnie 07-30-2011 08:03 AM

Hello Michael
 
I have contacted another attorney, he has not called back. Is there anything I can say to his legal assistant that would allow her to address her boss as if this is a really serious situiation. I don't know what to say to the lawyers or their assistant to get them to want to see me and listen to this case. I have it all prepared, what do I do???? Not hearing from you, maybe there isn't anything I can do except keep calling attorneys? thank you ginnie

ginnie 07-30-2011 08:06 AM

Re: trust
 
Yes Jo Mar, the trust and its rules has hurt me with the legal agencies since its conception. Add a little deception from my family and it is a big mess. I am in tears this a.m., I just don't know what to do anymore. ginnie

Chemar 07-30-2011 11:09 AM

Quote:

Originally Posted by fmichael (Post 789806)
Dear Ginnie -

I apologize for not getting back to you earlier, and as always, appreciate Jo*mar's contributions and suggestions, many of which would not necessarily have occurred to me.

I've been mulling this over for a while, and am fundamentally bothered by a couple of points. First, the fact that you only get $400/month in SSDI. Especially after qualifying for (needs based) supplemental income support: the whole reason you needed to be shown paying rent. Second, I find it odd that you received no back award of any kind, where it certainly sounds as though you were disabled for a long time before you were approved by SSDI. And candidly, the fact is that Sean administers your benefits so that you never see money directly from the SSA, and I suppose he's got most of the paperwork from the SSA as well.

At the risk of creating trouble, I am going to suggest - as an initial matter - that you go down (without your son) to the local Social Security office, and verify that (1) your monthly benefits are what you think they are, and that, in truth and fact, (2) you never received any back-pay award on this. (And if you can call ahead for an appointment, it might save some waiting around time in a government office on your part, unless the available appointment dates are so far out that it's not worth it.)

Believe me, I hope my suspicions are groundless.

Mike


I am just bumping this up Ginnie as Mike did give you some very good suggestions. Have you followed any of this advice? or that which Jo*mar suggested?

Is your son trying to help you? I do hope so!
It just sounds like a very complicated situation, possibly one that requires intervention from a social worker or your local representative. If you are not getting anywhere with lawyers, it really would be worthwhile trying a different source of help as suggested above.


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