Heath insurance
 

What a joke..I called my insurance company yesterday..I asked if we could keep our plan,,because ** president said we could..CDPHP said NO.Gov.como said it did not pass there standards..So Como is onboard with the president..MAKING us all get This crap we did not have issues with.So then I went online looked into the site.I had to reprogram several times,because it would not except what I put in..Gave up.I was so mad by time I was done..So my way of looking at this,ITS NOTHING BUT RUNNING OUR LIVES THERE WAY...YOU KNOW WHAT GETS ME THE MOST <BESIDES THE COST>>>WE HAVE TO HAVE IT.**...WE only have until Dec.23rd. to get insurance we can not afford.I asked him do they want to know if we use toilet paper next???I was so mad...This whole world is going down the tubes fast..We need our meds..Doctors,etc..So they have us..I feel so sorry for everyone these days..Us poor people are going without already..I guess we choose food or healthcare or heat and lights...I am sorry but I had to vent.. whats your take on this?????

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I would love to voice my opinion but it would be "removed" as we are not to post political views.

I will say one thing, ........ just because someone has "insurance", does not equate to having good health CARE. If your doctor or hospital, or any other health care providers, do not accept your insurance, it doesn't matter that you have insurance.

I do agree with your comments.

I total agree with that statement ' insurance' doesn't means equate health care I try my best to explain that to my friends.They was all HYPE about the new health care laws, now I can't hear a peak out them nothing but silence.

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Amen!!! it's complete B.S. *edit*Aren't there MORE important things to worry about then Health Ins??? That thing is SO screwed up. Now businesses have to wait til the end of next year before they can sign up. People are loosing their jobs because businesses can't afford it. People are loosing hours to stay under 30 hours so they arn't considered full-time. It's a joke!

I havent lost my insurance I am included with my father who works for the state but his insurance was rolled over to obamacare which since the deductibles for meds and doctor appts. have gone up greatly like some meds use to be 1 dollar but now are anywhere from 57-75 dollars. We have talked to many pharmacists and they all say they have seen the rise in prices also. My best friend sadly lost her insurance because it too didnt have the standards and her rsd is getting bad because she cant afford insurance at the prices so cant afford doctor appts. which in turn no meds. I feel so bad and wish I could help her.

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I understand
 

I feel so sorry for the whole world..I am not sure if I will have insurance either..I was told even though we took a lose on our farm crops,we still have to claim it,month by month to see what insurance we could have if any..I would rather get fined then get this O.C....Pray hard..

Posts like these are why any visits to this site are so infrequent.

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What????
 

Not sure what you mean?I take it as though you have insurance that you had no trouble with..medicade or medicare.....I am just worried with my illness RSD I will not be able to get what I can afford..Its higher than what I pay now,or high deductables or higher medication cost ,and or both..I am just scared not knowing how I will be able to get the care and meds.I need..Hope I did not upset anyone,I am just not sure what will happen.We pay close to $700.00 a month now,I looked at some that are over a $1000.00 with the coverage I have now...I work for must be paying insurance only !!!!

I have had to do some editing here as per our guidelines on posts not being allowed that are directly political

Discussing the situation re the Affordable Care Act ...both the pros and the cons...is fine. But making blatant negative political comments about any party or politician is not allowed.
We understand that people may have strong feelings about this, but when members visit our forums, they do not want to get further stressed out by encountering a political battleground.

Please keep any further posting within guidelines or this thread will be closed.

thank you.

I truly have sympathy for those that have lost coverage under the new law, but what do you think happened all the time before the law changed to make insurance companies actually cover illness under the new law???

I will tell you what happened, people who thought they had coverage when they actually needed were denied and dropped when they filed a claim. Under the old before the new law took effect all did just as they pleased under that broken system. They could limit what they claimed to be responsible, refuse to pay anything without penalty.

I get it people don't like being told they can't have something the way it was before, but come on how good did you really have it under the F U system the insurance made fortunes from before the health care reform law took effect.....

Hope you are okay!!!!!!!..Sorry.

Actually, was there, I am the same under my own plan and have been for 35+ years. Why? Because I am under the FEHBP (BC/BS) which meets the quals under the ACA. My premiums for 2014 went up $3.00 and we have had the "pre-existing" clause on our plans for a very long time. Which is why I think the disgust directed at the insurance companies is misguided. I often wondered why they couldn't just open up the FEHBP to all; keeping employees and annuitants separate simply because there are rules and regulations we have to meet in order to take our insurance with us into retirement. There was no need to create another health insurance system. All they ever had to do was to tweak what was already in place. The ACA in its entirety has caused a LOT of people to lose their plans. At least 85% who were happy with what they had. So, even though some were denied along the way. It was not near what it is now and it is sad. I feel very badly for the people who lost their plans through this mess when it didn't have to happen to begin with. And one last thought. My mother just passed. She was under the same plan(s) I have. When she was admitted to the hospital, their words to me were "Thank God she isn't an ACA patient!" And these were the words of the numerous Specialists! I heard the same thing from Hospice. I was so worried about her that I didn't go into it with them at the time. But I now full well understand what they meant. She would not have received the care she did and they made that clear towards the last. So, no, don't blame the insurance companies. Blame the Act itself and the numerous cuts while the entire medical field tries to comply with this Law. And remember, it is the Medicare rules and regulations that define the insurance companies and physicians.

Dear wasthere,

NOT everyone has been burned by their insurer. NOT everyone was unhappy with the coverage they had.

Every one has a different situation and different experience. Some like the law, some don't. Some will benefit and some will not. I am not about to debate the PPACA but this is not the place for pro's and con's of the law. It is about how we can deal with our conditions and what may be the best way to have the coverge needed for our various conditions.

Personally, I do not think you need to throw out the baby WITH the dirty bath water.

Hope everyone can acquire the help they need from whatever source they have available to them.