SSDI offset: 80% gross or net?
 

Does anyone know if the SSDI offset applies to amounts exceeding 80% of your former gross income, or former net income?

My weekly workers comp settlement amount, combined with my SSDI benefit, will exceed 80% of my former net monthly income (I'm basing that on the best month out of the last five years I worked).

But it will be under 80% of the gross amount.

Does anyone know if the 80% refers to the net or gross amount?

I'm in California.

Any help would be appreciated. Thanks.

Not sure
 

I hope someone can come in and give you the right answer. When you say 80% of gross or net I think of wages as in earned income.
That would be Gross, less the medical neccessities as medication, bus fare, driver fare, equipment needs.

IF you are self employed it is off the net.
I have a structured w/c settlement of a nominal amount that does not affect my SSDI. (I received a lump payment, but the settlement was written as structured)My wages are below SGA and I have had no medical improvement.

I guess you are talking about the w/c offset to still receive some SSDI also. In my case I was earning too much w/c and it would not ahve provided for any w/c if I had not settled. I would ahve been awarded, but still only received w/c.
Have you tried to search the www.ssa.gov site?
Dianne

Gross Amount

ssi has a formula for figuring out your average yearly wage, i am not sure what it is , it may the last 5 years averaged or something like that.
workers comp calls it average weekly wage ,ssi calls it something else.
the only good thing about it is if wc lowers your payment for some reason, your ssdi payments will go up, if you have a offset

I am thinking that it would depend on the way the gov decides or the policy during the time you file for SSDI. I just know that if someone files for ssdi and for me it was based like the five years prior to the date of the application itself and then all the FICA I pain in for the time and for my age bracket and things.

I am not sure about being 80% on its own with no pension or wc or other income. I dont think it could be an entire 80%, as I did apply and begin recievng benifits at age 21. Now over about 14-years have gone by and at the time I began recieving ssdi befifits at 21 I had paid in enogh for my age to qualify for total ssdi and no ssi. I really say best to apply the very day you become for sure not able to maintain full tiime employeement for the remainder of life.