SSDI and Auxillary benefits
 

Hey everybody, I'm new!! :)

I'm wondering if I go on SSDI, yes I paid taxes, will my child get auxillary benefits, or will my child support come out of my SSDI support?

Auxillary Benefits
 

I have never heard of auxillary benefits for children so I'm clueless as how to answer your question. My best guess answere is that unless your children are disabled there are no additional benefits because you have children.
We'll have to wait and see what someone else says.

Welcome !

Are you referring to Dependent benefits? If so, then the answer is Yes. Your children will receive 50% of your SSDI benefit, split between them. So, if you have 2 children, they will each receive 25% of your SSDI benefit. If you have only one, he/she will receive 50% of your SSDI benefit - until they reach 18.

If your child is disabled, he/she can continue the benefit as an adult. Here is the link regarding Benefits for Children.

http://ftp.ssa.gov/pubs/10085.html#benefits

So lets say I have an estimate of 1200$ of SSDI a month. Does that mean my daughter will get 600$ of it and I will be left with 600$? and that pretty much it's flat out 50% of what I'll get?

I've read quite a bit on the SSDI auxillary benefits through google..

no you would get 1200 and your daughter would get 600....total 1800

ELA is right on the amounts.

Normally, a judge in a divorce will consider that $600 as the child's dependent benefit as your whole child support contribution. Occassionally a judge will order that you pay more, but it is my understanding that happens rarely and only under special circumastances (say, if you had an inheritance trust that also paid you $50,000 a month or if you have a lot of other assetts).

I wish I had an inheritance trust that paid me $50,000 a month :)

I don't even have any assets. No car, and not a house; I rent an apartment..

According to my SS statement I have 23 work credits, so I would qualify for disability; SSDI.

My other question is, is there a certain qualification for the auxillary benefits? Or is it automatically involved with SSDI?

Also, I'm out of state and have been paying child support for years, say I've paid 400$ a month, will my duagther in turn get the 600$ through SSDI although my judge order is only 400$ a month? Just wondering the loop holes..

You and me both on that inheritance !

For most of us, the dependants benefits are automatic, the only hitch is if you have too few credits. I don't know if 23 is enough or too few. It should tell you on the form that SSA sends out every few years that says......If you retire this year, If you become disabled, etc. What does it say on there about your daughter's benefit ?



If you are CO'd to pay $400, the '$600' she would get should cover your obligation. SSDI would send her check to her primary residence/the CP.

Curiosity got to me......

I encourage you to check out the ssa.gov website. I found this about work credits......

"The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, younger workers may qualify with fewer credits"

This is the list for credits needed by age http://www.ssa.gov/dibplan/dqualify3.htm

If your credits are low, you may qualify for SSDI but not as high an amount as you would have if you had worked more. It might also turn out that you don't have enough credits to earn dependant benefits for your daughter.

To be sure about the amounts, you should check with SSA.

Thanks for looking into this for me Finz.

I'll be 27 within two weeks, if that helps.

I looked at my SS statement and the only thing that it mentions is survivor benefits. But it also says.... Under family benefits; I didn't see this just till now... "If you get retirement or disability benefits, your spouse and children also may qualify for benefits."