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-   -   Owning a house disqualify? (https://www.neurotalk.org/social-security-disability/134051-owning-house-disqualify.html)

Point Blank 09-30-2010 04:30 AM

Owning a house disqualify?
 
We own a house worth approx $50,000 in Georgia and live in it,will this dis-qualify me from getting a check due to my diabetic foot neuropathy (pain)?

Only my wife works at Wal Mart.

Thx.

Cblue 09-30-2010 08:11 AM

SSI? SSDI? Did you apply or did you already win?
I receive SSDI and I have a house and I still get checks.
Good luck!

Point Blank 09-30-2010 08:21 AM

No,i have not applied yet but was told i would probably qualify due to my diabetic foot neuropthy.

Was just wondering if having an older house would disqualify me.Have 2 older vehicles also and my wife works at Wal Mart.

I didn't earn enough in the past years so it would be that kind of check,not sure if it's SSI or SSI disability.

Went to a Neurologist and had the electrical test on my feet to confirm and he put me on 3,200mg's of Gabapentin per day as i can hardly tie my shoes because of pain,and then can only wear them 2 hours max :(

Shellback 09-30-2010 09:02 AM

Quote:

Originally Posted by Point Blank (Post 700098)
No,i have not applied yet but was told i would probably qualify due to my diabetic foot neuropthy.

Was just wondering if having an older house would disqualify me.Have 2 older vehicles also and my wife works at Wal Mart.

I didn't earn enough in the past years so it would be that kind of check,not sure if it's SSI or SSI disability.

Went to a Neurologist and had the electrical test on my feet to confirm and he put me on 3,200mg's of Gabapentin per day as i can hardly tie my shoes because of pain,and then can only wear them 2 hours max :(

I am a home owner and my home is worth 325k and it was a non issue in being approved for SSDI. I have never heard of the SSA taking the value of your home into consideration when deciding whether you are disabled or not.

Victor H 09-30-2010 10:42 AM

No.

Owning a home, regardless of value will not be considered an issue when applying for SSDI.

As or SSI, the sum of you monthly assets (excluding the value of your home) is what really matters for an SSI award.

-Vic

Quote:

Originally Posted by Point Blank (Post 700067)
We own a house worth approx $50,000 in Georgia and live in it,will this dis-qualify me from getting a check due to my diabetic foot neuropathy (pain)?

Only my wife works at Wal Mart.

Thx.


Point Blank 09-30-2010 01:06 PM

Thx all.

I may apply soon as we are living off my wife's Wal Mart salary alone. :o

Shellback 09-30-2010 01:28 PM

Quote:

Originally Posted by Point Blank (Post 700212)
Thx all.

I may apply soon as we are living off my wife's Wal Mart salary alone. :o

Why wait? It takes several months to get an approval, so why not get things rolling now?

Janke 09-30-2010 09:20 PM

Quote:

Originally Posted by Point Blank (Post 700067)
We own a house worth approx $50,000 in Georgia and live in it,will this dis-qualify me from getting a check due to my diabetic foot neuropathy (pain)?

Only my wife works at Wal Mart.

Thx.

Apply. If you haven't already contacted SSA this month, you may have just lost one month's potential SSI benefits since tomorrow is 10/1.

Start on the disability report online. Get busy. Make it a priority. Finish the application in person at your local office. Bring 3 months proof of all income and resources. Answer all the questions.

finz 10-01-2010 03:33 AM

Your assets don't matter with SSDI

I'm assuming you would file for SSI (for those who are disabled and low income) as you mentioned that you 'didn't work enough to qualify' so I'm assuming that would be SSDI.

With SSI you can't have more than $3000 (for a 2 person household) in the bank or more than a certain amount of household income. You could still own a house and a vehicle (one for you and one for wife). You should look into what the income restrictions are in your state.

Quick google check shows in Illinois (random google, don't know what state you are) that if you get approved for SSI it would bring your household income up to $1011 a month. If your wife already makes more than that, you'd be out of luck.

legalmania 10-01-2010 11:55 PM

Here is a list of the resources you can have on SSI. Hope this helps.

http://www.socialsecurity.gov/ssi/te...urces-ussi.htm

How Workers' Compensation And Other Disability Payments May Affect Your Benefits:

http://www.socialsecurity.gov/pubs/10018.html#1


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