What age can I draw from husbands benefits, I am on SSDI
I am going to be 62 this year, my husband is collecting already and I am collecting for the last 12 years from my own earnings. Wondering at what age, prior to him passing I would be able to collect from his earnings. I have half what he receives at this time. It isn't much at all...
Thanks, Oh I went to the website and I think it is saying 62, but it didn't seem correct, I thought full benefits were at 66. |
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https://www.ssa.gov/planners/retire/retirechart.html |
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The unknown factor is your date of death. You won't know the right answer without it. Everything else is a guess. |
Am I confused? Using Janke's example, if he is currently receiving $1000, I thought your benefit on your own record is $500.
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wait till your 65 thats what I did
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So if I am receiving 50% on my own, it is senseless. I thought it would be 100% at 65/66 before I posted.
Basically as long as he is alive I will be receiving on my own then. Ugh, there is no rest for the weary. I am so broken, can't work, can't find a job anymore I could even consider doing. If he were to pass away I would lose not only his portion of the difference in SS but his pay check too. I have to pray he live at least as long as me. |
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In addition to what LIT LOVE asked....
"Does he carry life insurance?" you need to verify that you are the beneficiary. Does he have a pension plan? If he passes before you, will you receive his pension? Also, at your age, you should have been prepared. Do you have savings? If not, start now, even if its just $5 weekly. Start checking out the resources at your local Social Service department. Senior/Disabled housing are very affordable. |
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