[alaska49]

I have had the same insurance for years thanks to my dad and his work and they have payed for everything but since the new year everything has changed. Many of my meds I rely on the most they refuse to pay saying that they will never cover it such as ketamine which is whats keeping me living, and other meds the co-pays have have more the tripled. I have never had issues with the insurance and dont know what to do now with all the increases, i will most likely have to ask my dad to help pay the extra 4-5 hundred a month for all the meds. before I didnt need any help as co-pays for most were a dollar but now they are over 50 dollars and like the ketamine nasal spray was 4 dollars now wont at all cover so have to pay the 350 out of pocket but without it I go down hill so have to do it. dealing with insurances just make things so much harder when they look for every loophole in the book and excuse not to to pay for what they should.

Samantha